Truck Insurance Insurance Requirements for Commercial Trucks

Insurance for Truck Accident Claims

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When a motor vehicle collides with a commercial truck, the passengers of the smaller vehicle are much more likely than the truck’s passengers to incur serious injuries. An accident of this serious nature may leave individuals and families with high medical and rehabilitation costs. These expenses may exhaust the coverage of your insurance policy and leave you in financial distress. Fortunately, there may be multiple sources of compensation available if you have been involved in a truck accident. With the help of an attorney, you may be able to turn to several insurance companies for benefits to cover the costs of your injuries.

A Houston truck accident attorney from Arnold & Itkin can help you understand your legal options following a truck accident. Call our award-winning firm at (888) 493-1629 now!

Commercial Auto Insurance Requirements in Texas

In Texas, the minimum liability insurance coverage is defined under §601.072 of the Transportation Code. The minimum amount of insurance coverage allowed under the law as follows:

  • $30,000 for bodily injury or death of one person
  • $60,000 for bodily injury or death of two or more persons
  • $25,000 for property damage

This is the very basic amount allowed and is known as “30 / 60 / 25 coverage.” All trucking companies have a duty under §502.046 to be able to demonstrate financial responsibility for their vehicles. This can either be done through the documents described under §601.053—such as a motor vehicle liability insurance policy, an insurance binder, or a surety bond certificate, to name a few options—or through a liability self-insurance. It also must comply with all requirements that are spelled out in §1952.052, as well as §§2301.051 to 2301.055.

Filing an Insurance Claim Following a Trucking Accident

It takes an experienced legal mind to identify sources of compensation and then to pursue those claims effectively. In some cases, victims may have claims against four or more different insurance companies. Without legal counsel, you may file for the wrong type of claim or miss out on potential monetary damages available to you. Why risk it? With the right lawyer on your side, you can be confident that you are positioned to pursue full damages.

At Arnold & Itkin LLP, our lawyers are prepared to fight aggressively for you. We can make sure that you recover the maximum compensation available from all sources, and we can help you navigate through the complexity of insurance claims in order to ensure that you pursue all options for insurance compensation. You deserve the best possible representation at this time. Our truck accident attorneys understand how to fight for you.

Costs of a Truck Accident

You may be facing a variety of costs and expenses after your accident, including:

  • Medical / hospitalization bills
  • Cost of wages missed while recovering
  • Loss of future wages
  • Cost of rehabilitation / therapy
  • Out of pocket expenses such as housekeeping or home modifications
  • Property damage, including damage to your vehicle

Discuss options for compensation with our team. You deserve to know all of the avenues available to you for remuneration. The sooner you reach out, the better your chances of a positive outcome.

Call Arnold & Itkin for Your Free Case Review

Our legal team has the resources and know-how necessary to handle complex insurance issues, including those involving third-party claims. It may be that a company has produced defective truck equipment, shown negligence in hiring, or demonstrated other forms of negligence. Our team is prepared to work tirelessly to identify who is responsible for the damages caused by your trucking accident.

For more information or a free case review, please call Arnold & Itkin today at (888) 493-1629.

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