Gulf Coast Homeowners Claims

Insurance companies have paid out billions of dollars to Gulf Coast residents due to several active and destructive hurricane seasons. To make up for their losses, these insurance companies have raised premiums and grown combative when it comes to paying homeowners for their storm damages.

At Arnold & Itkin LLP, we believe that homeowners in Texas, Louisiana, Alabama, Mississippi, Georgia and Florida should receive the full benefits of their insurance coverage, allowing them to rebuild their homes, their businesses and their lives.

Our Houston hurricane insurance claims lawyers have a history of obtaining successful verdicts and settlements for our clients. Our firm recovered more than $100 million for our clients in 2009 -- and we can help you. If your insurance company is delaying or denying your claim, put Arnold & Itkin's experience, legal skills and vast network of experts to work for you. Contact us today by calling 877-398-4972 or by using our online form.

At Arnold & Itkin, we are experienced trial lawyers and aggressive advocates for our clients. Our attorneys quickly assess the strengths and weaknesses of each individual case and map out a strategy for winning. Once you meet the legal team at Arnold & Itkin LLP, you will understand why H Texas magazine in Houston named Arnold & Itkin LLP "Top Lawyers for the People" three years in a row and why Texas Monthly has consistently recognized our attorneys as “Rising Stars."

Gulf Coast Hurricane Insurance Disputes

Hurricanes and tropical storms can inflict heavy damage on homes, from the wind and rain of the storm itself, to the destruction, mold and debris left behind in the storm’s wake. Homeowners may face repairs to roofs, foundations, drywall, insulation, decks, porches and garages. In extreme cases, a home might be damaged beyond repair.

A hurricane insurance lawyer from Arnold & Itkin can review your policy to determine the extent of your coverage and the amount of any deductibles. We may find that your policy covers most structural repairs as well as water damage, mold damage, electrical problems and repairs to other buildings on your property, such as a garage or shed. You may also be entitled to living expenses that cover the cost of shelter while you are waiting for your repairs to be completed.

Generally, policies will cover wind and rain damage but exclude flood damage. If you have not obtained flood coverage from the National Flood Insurance Program administered by the Federal Emergency Management Agency (FEMA), then you likely won’t receive any money for flood repairs. However, don’t let insurance companies take advantage of your lack of flood coverage.

An insurance company may try to avoid making a full claims payment by saying your damage was caused by flooding rather than a peril that is covered in your policy. A hurricane insurance lawyer can help you to overcome this insurance company tactic by deploying qualified inspectors, appraisers and other experts to examine your home’s damages and determine the true cause of your losses.

Other methods the insurance companies use to escape full claims payments are:

• Requiring unnecessary documentation or a series of follow-up inspections or interviews without any reasonable explanation;

• Admitting you have a legitimate claim but delaying payments without any justifiable excuse;

• Denying your claim without making a proper inspection of your home;

• Simply refusing to pay your claim despite overwhelming evidence in support of it.

Contact Us Today

The Houston-based hurricane insurance lawyers at Arnold & Itkin LLP have a strong grasp of common insurance industry practices, and we know how to expose weaknesses in their arguments. If you are a Gulf Coast homeowner whose hurricane insurance claim has turned into a dispute, you can rely on us to fight for your full, fair and timely compensation. We do not charge for our services unless we obtain a successful verdict or settlement on your behalf. Contact us today for a free consultation by calling 877-398-4972 or using our online contact form.