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Hazmat Truck Insurance

Trucks carrying hazardous materials require special insurance to operate.

Trucks Carrying Hazardous Materials

Information Regarding Hazmat Truck Insurance

Trucks are required to obtain insurance that meets Federal Motor Carrier Safety Administration (FMCSA) standards. Trucks are insured differently depending on their measured liability. For example, if a truck driver has a poor driving record, then it is likely more expensive to insure them. In the same vein, if a truck is more dangerous and at-risk for an accident, then their insurance will be higher as well so that it can cover for more damages. This is true in the case of trucks that carry hazardous materials. Hazardous materials are strictly defined by type and by weight.

A truck may be carrying hazardous materials, but if it is not the primary cargo and not over a certain amount, then the driver may not need to have hazardous material carrier insurance.

What Qualifies as a Hazardous Material?

When it comes to commercial truck cargo, there are various materials that will necessitate this type of insurance:

  • Class 7 Radioactive Material
  • More Than 55 Pounds of Explosives
  • Division 1.5 or Greater Explosives
  • Toxic Inhalation Hazards (More Than 1 Liter)
  • Compressed, Refrigerated, or Liquefied Methane / Natural Gas (Over 3,500 Gallons)

If a driver does not possess the proper insurance and drives a truck carrying the above materials, then both the driver and the trucking company will incur fines and violations. The minimum penalty is $275; however, this may actually incur criminal charges, and the related fines, if the violation is serious enough.

Truck drivers need to take every precaution to ensure they have hazmat truck insurance. If they are not, and they are involved in a collision, then this can create serious problems for victims of these accidents. The company, among a variety of precautions that should be taken, should strictly evaluate all cargo to determine if it meets the hazardous material standard and make sure that the driver is properly licensed to transport these materials.

In order for a commercial driver to be able to transport these materials, they not only need to possess a commercial driver's license (CDL) per FMCSA standards, but must possess an "H" endorsement.

Hazmat Safety Permit (HMSP)

According to the U.S. Department of Transportation (DOT) and FMCSA, drivers that carry hazardous materials must possess a hazmat safety permit. Primarily, radioactive materials and explosives are the materials that require safety permits.

A HMSP is also required for those carrying materials that are toxic if inhaled:

  • Hazard Zone A: More than 1 liter of the materials that meet this criteria require a safety permit
  • Hazard Zone B: This is bulk packaging of toxic inhalation hazards in a quantity of 119 gallons or more
  • Hazard Zone C & D: These defined by the CFR and being transported in quantities equal to or greater than 3,500 gallons
  • Methane: Compressed or refrigerated liquid methane, natural gas, or other petrochemical that has a methane content of at least 85 percent and comes in a quantity of 3,500 gallons or greater

Do Trucks Carrying Hazardous Materials Need a Special Permit?

Because of the potential for catastrophic injuries in a truck accident involving hazardous cargo, motor carriers hauling hazardous materials are required to have a special permit to transport certain types and quantities of hazardous materials. These include radioactive materials, explosives, materials that are poisonous to breathe and certain compressed gases. Trucks carrying hazardous materials also need hazmat truck insurance.

About 3,100 U.S. carriers must have these special permits.

How Arnold & Itkin Can Help with Your Case

Arnold & Itkin represents victims of truck accidents nationwide. Our aggressive truck accident lawyers are prepared to stand up to trucking companies to secure a just settlement that recognizes the severity of your injuries. We have extensive experience handling commercial motor vehicle accidents and a track record of success in the courtroom and at the negotiating table.

To learn more about our services and how we can help you, contact our offices today.

Case Results

Check Out Our Victories

  • $12 Million Massive Settlement Obtained for Truck Driver Arnold & Itkin is proud to announce that our firm has secured a $12 million settlement on behalf a truck driver who was crushed by his own cargo—which then led directly to a stroke. The driver, who was 56 years old at the time, now requires costly ...
  • $10 Million Settlement Obtained for Family Affected by Fatal Vehicle Accident Our firm represented the family of two people who were killed after their vehicle was hit by an 18-wheeler running a red light. We were successful in reaching an eight figure settlement on their behalf.
  • $10 Million Settlement Won for Family Against Negligent Trucking Company Attorneys Kurt Arnold, Caj Boatright, and Ces Tavares represented a family who had lost their father in a tragic 18-wheeler accident. He was driving home when a trucker made a dangerous maneuver and caused a massive collision. The trucking company ...
  • $3.2 Million Settlement Reached for Injured Husband & Wife Attorney Cory Itkin represented a husband and wife who were injured after being hit by two semi-trucks. The wife sustained back injures while the husband was knocked unconscious; he needed several surgeries. Our firm was successful in reaching a ...
  • $2.1 Million Settlement Obtained for Truck Accident Victim Arnold & Itkin LLP secured a multimillion-dollar settlement for a man who suffered severe neck and back injuries in a truck accident. Our firm aggressively pursued the case until the defendant settled with our client days before trial.
  • $2 Million Large Settlement Obtained for Grieving Family Arnold & Itkin is proud to have secured a massive settlement for a family who lost their loved one due to the negligence and reckless action of a commercial vehicle driver. Our work will allow our clients to live in financial stability while they ...
  • $1.6 Million Large Settlement Reached for Victim of Severe Truck Accident Truck accident attorneys at Arnold & Itkin secured a sizable settlement for a client who was rear-ended by an 18-wheeler on the highway. Her injuries required multiple surgeries, but the defendants refused to take responsibility. Her $1.6 million ...
  • $1.5 Million Big Rig Accident Victim Received Jury Verdict Arnold & Itkin LLP obtained a $1.5 million verdict on behalf of a client who suffered a torn meniscus when he was bumped by a tractor trailer. We are especially pleased with this result because the defendants accepted no responsibility for the injury ...
  • $1.5 Million Jury Verdict Ruled in Favor of Longshoreman Arnold & Itkin obtained a $1.55 million verdict on behalf of a client who was seriously injured when a yard mule driver collided with the pickup truck in which he was standing. The defendants only offered to settle for $35,000 while denying the ...
  • $1.49 Million Settlement for Man Struck by a Truck Our firm helped represent a client who was severely injured after he was struck by a truck. We helped recover $1.49 million on his behalf.
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“I really feel like Arnold & Itkin brought justice to my family. Not only my family but many other families. It was just unreal how tirelessly they worked.”
Terry Father of Risperdal Victim

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