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Business Insurance Claims

Our insurance lawyers are ready to stand up for your rights as a policyholder

Texas Commercial Insurance Attorneys

Representing Businesses Facing Insurance Delays, Denials & Underpayments

Since 2005, the Gulf Coast region has been slammed by 2 of the costliest hurricanes in U.S. history: Katrina, which exacted an estimated $110 billion in damages and Ike, which produced nearly $30 billion in losses. Then, in 2017, Hurricane Harvey hit. Businesses throughout Texas, Louisiana, Mississippi, Alabama, Georgia, and Florida suffered the most substantial damages to their property, equipment, and inventory. Attempts to collect money from their insurance have too often been met with delays in payments or denials of legitimate claims.

Arnold & Itkin has a record of protecting the rights of business owners in their disputes with insurance companies. We know the unique insurance issues that businesses face, and we use a nationwide network of resources and experts to obtain successful verdicts and settlements in our clients' favor.

Texas Business Property Claims

Business property insurance ensures that your business property is covered in the event of a natural disaster or some other type of circumstance that causes damage. You do not want to get stuck with the bill after damages, which is precisely why you have faithfully paid for your policy.

What happens when you have taken all the necessary measures to obtain coverage for your business, but your insurance company is denying your claim? There is a defense against these bad faith practices.

If you believe an insurance company is wrongfully denying your claims, you can seek legal help. In Texas, businesses are prone to the same types of natural disasters as residences. In the event of a hurricane, wildfire, tornado, or any other kind of emergency, your business may be forced to shut down operations. Not only do you need the physical damages compensated for, but you also suffer from lost revenue during the time your business was out of operation. Obtaining different types of business insurance may be able to help you in these circumstances. Unfortunately, sometimes insurance companies will create loopholes, so they do not have to cover the cost of your damages. To fight these types of practices, you need the help of an attorney. By calling us, you can get aggressive help to get what you need so your business can start operating again.

Gulf Coast Insurance Disputes: Hurricanes & Tropical Storms

Wind, rain, mold, mud, and debris from hurricanes and tropical storms can inflict property damage. Roofs, foundations, drywall, insulation, and garages may all need repairs in a storm's aftermath. However, some losses are unique to businesses, such as damage to equipment, machines, computers, inventory, and business records. Additionally, companies may experience severe disruptions in the flow of supplies and customers. Those disruptions can last for months or even years. We can review your policy to determine the extent of your coverage, calculate deductibles, and identify unique business clauses in your policy that should entitle you to compensation. For instance, most businesses will have "business interruption" coverage, which compensates for loss of income during the period when repairs are made (or the "restoration period").

When an insurance company tries to deny or delay payments, we can offer legal help with these issues:

  • Apportioning Damages
    While a business policy may cover wind and rain damage, it may exclude coverage for flood damage. Our law firm's experts can inspect and examine your property to make sure there is a fair apportionment between your covered and uncovered losses.
  • Extended Period of Indemnity
    As it may take time before business returns to its pre-storm revenue levels, a business insurance policy often allows the insured to recover losses for a period after the business has reopened. An insurance company may try to shorten this period or argue that the losses are due to more extensive economic conditions and not a direct result of a hurricane or storm.
  • Contingent Business Interruption
    Your business policy may allow you to recover for losses connected to third parties, such as an interruption in your supplies or loss of services like power and water. Insurance companies can contest whether these factors directly cause your losses.

Looking to File a Business Insurance Claim? Get Our Firm Involved Today!

If you are a Gulf Coast business battling with your insurance company to collect on a valid insurance claim, contact the insurance lawyers at Arnold & Itkin LLP today. We know how to counter the insurance companies' tactics, and we have the resources and experts to take them on.

Call (888) 493-1629 today for the answers and insight you deserve. Our business insurance law firm is standing by!

Case Results

Check Out Our Victories

  • $8 Billion Top 3 Largest Jury Verdict in U.S. History Arnold & Itkin LLP tried a Risperdal case against Johnson & Johnson for failing to warn about one of the drug’s most damaging side effects: gynecomastia. Our skill, hard work, and dedication resulted in the third-largest jury verdict ever obtained ...
  • $357 Million Largest Workplace Accident Settlement in Texas history Arnold & Itkin LLP secured a massive nine-figure settlement against a transnational corporation for a workplace incident. The settlement set a Texas record for being the largest personal injury settlement in the state’s history.
  • $205 Million Confidential Settlement Obtained for Numerous Clients Arnold & Itkin reached a record $205,000,000 settlement on behalf of clients after several years of hard-fought litigation. The case settled just before trial was set to begin.
  • $171 Million One of the Largest Confidential Settlements in History Arnold & Itkin worked over the course of several years to represent clients in a case that many other law firms turned down. In the end, we were able to obtain a record-setting confidential settlement of $171 million.
  • $117 Million Largest Single-Event Personal Injury Verdict in Louisiana History Arnold & Itkin represented a pregnant woman who experienced stomach pain and called Acadian Ambulance. The driver of the ambulance drove the ambulance into the back of a sugar cane truck causing the plaintiff's spine to be severed at T4 and for her ...
  • $116 Million Confidential Settlement Arnold & Itkin LLP negotiated a massive nine figure settlement on behalf of their clients after several years of hard fought litigation.
  • $110 Million Record Settlement Achieved for Victims of Defective Products Arnold & Itkin obtained a record settlement for individuals harmed by defective, dangerous products. The result exemplifies our commitment to clients and justice for those seriously injured by the conduct of others.
  • $105 Million Record Settlement for Dangerous Product Victims Arnold & Itkin’s legal team helped represent those harmed by dangerous products. We were successful in recovering a $105 million settlement.
  • $97 Million Massive Settlement Secured for Refinery Workers Arnold & Itkin is proud to share that after months of preparation for trial, our firm was able to secure a huge settlement for clients who were injured in a refinery fire. Find out more now.
  • $92.7 Million Record Settlement for Burn Injury Victim Arnold & Itkin LLP secured a substantial settlement for a man who suffered severe burns in an accident at his job. The settlement set a new record statewide for workers with similar injuries.
See All Results

Arnold & Itkin was a good firm that led me to the right decisions to make, what to do, and most of all—getting me the right help. That was the biggest thing, getting the right help. Now that my case is settled, I feel like now I can actually move on with my life.

Elton Deepwater Horizon Victim

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