Business Claims Are You Being Denied Payment on Your Claim?

Hurricane Damage Claims for TX Businesses

Since 2005, the Gulf Coast region has been hit by two of the costliest and most devastating hurricanes in the history of the United States. Katrina struck in 2005 leaving 1,800 people dead and exacting close to $110 billion in damages. Hurricane Ike hit the Gulf Coast in September 2008, resulting in nearly $30 billion in losses.

Businesses throughout Texas, Louisiana, Mississippi, Alabama, Georgia and Florida suffered heavy damage to their property, equipment and inventory. Unfortunately, attempts to collect storm-related coverage from their insurance companies have too often been met with delays in payments or denials of legitimate claims. The hurricane insurance lawyers at Arnold & Itkin LLP have a successful record of protecting the rights of business owners in their disputes with insurance companies. We know the unique insurance issues that businesses face, and we use a nationwide network of resources and experts to obtain successful verdicts and settlements in our clients' favor.

Arnold & Itkin is a team of experienced trial lawyers. We quickly assess the strengths and weaknesses of each individual case and map out a strategy for winning. Our firm secured billions of dollars for our clients. Once you meet the legal team at our firm, you will understand why H Texas magazine in Houston named Arnold & Itkin LLP "Top Lawyers for the People" three years in a row and why Texas Monthly has consistently recognized our attorneys as "Rising Stars." We were also selected as one of America's Elite Trial Lawyers in both 2015 & 2016—a list published by The National Law Jounal of the 50 top performing plaintiffs firms in the nation.

Gulf Coast Hurricane Insurance Disputes

Hurricanes and tropical storms bring with them wind, rain, mold, mud, and debris that can inflict property damage to businesses, much like those suffered by homeowners. Roofs, foundations, drywall, insulation, and garages may all need repairs in a storm's aftermath. In addition, businesses may lose valuable assets because of damaged computers, inventory, and business records. Expensive equipment and machines may need to be replaced. All of this damage typically results in serious disruptions in the flow of supplies and customers.

Those disruptions can affect a business for weeks or months, leading to a crippling loss of revenue.

Arnold & Itkin can review your policy to determine the extent of your coverage, calculate deductibles and identify unique business clauses in your policy that should entitle you to compensation. For instance, many businesses have "business interruption" coverage, which compensates for loss of income during the period when repairs are made.

Our legal team at Arnold & Itkin LLP offers legal help when an insurance company tries to deny or delay payments to business owners for hurricane-related claims. We can help with these issues:

  • Apportioning Damages: While a business policy may cover wind and rain damage, it may exclude coverage for flood damage. Our law firm's experts can inspect and examine your property to make sure there is a fair apportionment between your covered and uncovered losses.
  • Extended Period of Indemnity: Returning to pre-storm revenue levels takes time, and many business insurance policies stipulate that the business can recover losses for a period of time after the business has reopened. The insurance companies may argue that the losses are due to general economic conditions and are not a direct result of a hurricane or tropical storm, thus shortening the recovery period.
  • Contingent Business Interruption: When third party suppliers cannot deliver critical services such as power, water, sewer, telephone or gas, your business insurance policy may provide for associated losses. The insurance company, however, may dispute whether or not your losses are a direct result of these factors.

Contact a Texas Insurance Claim Lawyers Today

If you are a Gulf Coast business that is struggling to collect on a valid insurance claim, contact the hurricane insurance lawyers at Arnold & Itkin LLP today. We know how to counter the insurance companies' tactics, and we have the resources and experts to stand up to them.

For a free evaluation, contact our Houston attorneys today.

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