Property Damage Claims Lawyer
Helping Homeowners & Businesses Rebuild
We pay for insurance because we like to feel safe. We know that disaster will strike, we know life throws us curveballs, we know bad things happen to good people sometimes. We buy insurance because it’s worth paying a fee every month if it means avoiding financial ruin when bad things happen to us. It’s why our insurance agents manage to upsell us on new types of coverage—we love knowing that someone has our back.
Unfortunately, insurance companies have repeatedly shown that they don’t have our backs. People have lost their homes to fires, earthquakes, floods, and sudden disaster…only keeping it together because they think “well, at least I’m insured.” What our neighbors don’t realize is insurance companies are designed to give them as little money as possible—putting them on the hook for the damage they were told was covered.
Does this sound familiar to you?
- Your adjuster keeps having to “investigate” the same damage repeatedly.
- The damage report in no way matches what’s found on your property.
- Your insurance company is offering way less than you need.
- Every few weeks, there’s a new reason why your case hasn’t been closed.
This isn’t incompetence—it’s purposeful mishandling of your case to pressure you into either a) giving up, or b) settling for less. Insurers do this to thousands of vulnerable people every year because it is incredibly profitable. Never mind that it is predatory, illegal, and unethical—all that matters is that they save money at the expense of your home, your business, and your family’s well-being.
How to Force Your Insurer to Listen to You
Insurance companies get away with these practices because there’s almost nothing people can do. There’s nothing a bad review, a well-worded email, or an angry phone call can do to make them pay attention to you.
Here’s what you can do: you can call a lawyer.
It doesn’t matter how big your insurance company is—they’ll do anything to avoid going to court. We know this because we’ve faced your insurance company in court before. Our attorneys know every tactic in the book, and we’ve recovered billions for people just like you because we know how to counter your insurer’s every move.
Property Damage Claim FAQ
What happens when an insurance adjuster comes to my house to look at my property damage?
If you filed a property damage claim, the insurance company will send someone to inspect your property. This is the insurance adjuster, and you need to remember that he or she works for the insurance company. They may seem friendly enough, but they do not work for you. They are there to see what the insurance company will need to pay for your claim, and part of their job is to limit their employer’s expenses. This means a lower payout for you—if you're not careful.
The insurance adjuster will inspect your property to see what was damaged. He or she will also ask you questions about the damage and what condition your property was in before the damage occurred. Having an attorney at this stage of your claim can be very helpful. You need to be prepared for the adjuster and should have the right documentation so you get the fair value of your claim. A skilled attorney can protect your interests during every part of your property damage claim.
Do I need an attorney to help with my property damage claim?
This is a question that you’ll ultimately have to answer for yourself, but if you are experiencing any delays or problems with your property damage claim, or if you have a claim involving a significant amount of damage, you will probably benefit from an attorney’s help. An experienced insurance claim attorney will know how to deal with delays and will know how to recognize bad faith practices that are violations of your rights. With the right representation, you can seek a settlement that covers all your property damage.
If you’ve been the victim of bad faith insurance practices, you may be able to file a lawsuit to recover the full value of your property damage claim—plus damages.
Who Is Responsible for Repairing My Condo?
In the event that your condo undergoes damage from a natural disaster or sustains another type of serious damage, you may be wondering who is responsible for getting your property back to the way it was. If your condo was damaged then maybe your neighbor's property was also damaged, since you share a property with other people in a communal living arrangement. Be familiar with your particular condominium association and find out who has property insurance rights and who is required to do what in the event of a disaster that causes damage.
Schedule a Free Consultation Today: (888) 493-1629
Our team hates seeing how insurance companies treat people. Families and businesses shouldn’t be paying thousands of dollars a year only to be treated like nobodies in their moment of need. It may seem like there are hundreds of complicated hoops that you have to jump through in order to get the coverage that you know you already deserve. Arnold & Itkin knows how to make these cases move forward. We understand that you need help getting your life back to normal after an accident, and we want to help you get there.
Not sure if you have a case? Need to know what to do next? Call Arnold & Itkin at (888) 493-1629 for a free consultation. We’ll answer your questions and help you get your life back to normal.