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Property Damage Claims

Your Insurer Should Treat You Fairly & in Good Faith

Property Damage Claim Lawyers

Helping Homeowners & Businesses Rebuild

We pay for insurance because we like to feel safe. We know that disaster will strike, we know life throws us curveballs, we know bad things happen to good people sometimes. We buy insurance because it’s worth paying a fee every month if it means avoiding financial ruin when bad things happen to us. It’s why our insurance agents manage to upsell us on new types of coverage—we love knowing that someone has our back.

Unfortunately, insurance companies have repeatedly shown that they don’t have our backs. People have lost their homes to fires, earthquakes, floods, and sudden disaster…only keeping it together because they think “well, at least I’m insured.” What our neighbors don’t realize is insurance companies are designed to give them as little money as possible—putting them on the hook for the damage they were told was covered.

Does this sound familiar to you?

  • Your adjuster keeps having to “investigate” the same damage repeatedly.
  • The damage report in no way matches what’s found on your property.
  • Your insurance company is offering way less than you need.
  • Every few weeks, there’s a new reason why your case hasn’t been closed.

This isn’t incompetence—it’s purposeful mishandling of your case to pressure you into either a) giving up, or b) settling for less. Insurers do this to thousands of vulnerable people every year because it is incredibly profitable. Never mind that it is predatory, illegal, and unethical—all that matters is that they save money at the expense of your home, your business, and your family’s well-being.

How to Force Your Insurer to Listen to You

Insurance companies get away with these practices because there’s almost nothing people can do. There’s nothing a bad review, a well-worded email, or an angry phone call can do to make them pay attention to you.

Here’s what you can do: you can call a lawyer.

It doesn’t matter how big your insurance company is—they’ll do anything to avoid going to court. We know this because we’ve faced your insurance company in court before. Our attorneys know every tactic in the book, and we’ve recovered billions for people just like you because we know how to counter your insurer’s every move.

Property Damage Claim FAQ

What happens when an insurance adjuster comes to my house to look at my property damage?

If you filed a property damage claim, the insurance company will send someone to inspect your property. This is the insurance adjuster, and you need to remember that he or she works for the insurance company. They may seem friendly enough, but they do not work for you. They are there to see what the insurance company will need to pay for your claim, and part of their job is to limit their employer’s expenses. This means a lower payout for you—if you're not careful.

The insurance adjuster will inspect your property to see what was damaged. He or she will also ask you questions about the damage and what condition your property was in before the damage occurred. Having an attorney at this stage of your claim can be very helpful. You need to be prepared for the adjuster and should have the right documentation so you get the fair value of your claim. A skilled attorney can protect your interests during every part of your property damage claim.

Do I need an attorney to help with my property damage claim?

This is a question that you’ll ultimately have to answer for yourself, but if you are experiencing any delays or problems with your property damage claim, or if you have a claim involving a significant amount of damage, you will probably benefit from an attorney’s help. An experienced insurance claim attorney will know how to deal with delays and will know how to recognize bad faith practices that are violations of your rights. With the right representation, you can seek a settlement that covers all your property damage.

If you’ve been the victim of bad faith insurance practices, you may be able to file a lawsuit to recover the full value of your property damage claim—plus damages.

Who Is Responsible for Repairing My Condo?

In the event that your condo undergoes damage from a natural disaster or sustains another type of serious damage, you may be wondering who is responsible for getting your property back to the way it was. If your condo was damaged then maybe your neighbor's property was also damaged, since you share a property with other people in a communal living arrangement. Be familiar with your particular condominium association and find out who has property insurance rights and who is required to do what in the event of a disaster that causes damage.

Schedule a Free Consultation Today: (888) 493-1629

Our team hates seeing how insurance companies treat people. Families and businesses shouldn’t be paying thousands of dollars a year only to be treated like nobodies in their moment of need. It may seem like there are hundreds of complicated hoops that you have to jump through in order to get the coverage that you know you already deserve. Arnold & Itkin knows how to make these cases move forward. We understand that you need help getting your life back to normal after an accident, and we want to help you get there.

Not sure if you have a case? Need to know what to do next? Call Arnold & Itkin at (888) 493-1629 for a free consultation. We’ll answer your questions and help you get your life back to normal.

Case Results

Check Out Our Victories

  • $8 Billion Top 3 Largest Jury Verdict in U.S. History Arnold & Itkin LLP tried a Risperdal case against Johnson & Johnson for failing to warn about one of the drug’s most damaging side effects: gynecomastia. Our skill, hard work, and dedication resulted in the third-largest jury verdict ever obtained ...
  • $357 Million Largest Workplace Accident Settlement in Texas history Arnold & Itkin LLP secured a massive nine-figure settlement against a transnational corporation for a workplace incident. The settlement set a Texas record for being the largest personal injury settlement in the state’s history.
  • $222 Million Record-Breaking Verdict for Widow Our firm won $222 million for a woman who lost her husband in an industrial accident caused by a faulty valve. We took the case to trial because the at-fault company refused to take responsibility. The jury saw through the corporate lies and double ...
  • $205 Million Confidential Settlement Obtained for Numerous Clients Arnold & Itkin reached a record $205,000,000 settlement on behalf of clients after several years of hard-fought litigation. The case settled just before trial was set to begin.
  • $171 Million One of the Largest Confidential Settlements in History Arnold & Itkin worked over the course of several years to represent clients in a case that many other law firms turned down. In the end, we were able to obtain a record-setting confidential settlement of $171 million.
  • $117 Million Largest Single-Event Personal Injury Verdict in Louisiana History Arnold & Itkin represented a pregnant woman who experienced stomach pain and called Acadian Ambulance. The driver of the ambulance drove the ambulance into the back of a sugar cane truck causing the plaintiff's spine to be severed at T4 and for her ...
  • $116 Million Confidential Settlement Arnold & Itkin LLP negotiated a massive nine figure settlement on behalf of their clients after several years of hard fought litigation.
  • $110 Million Record Settlement Achieved for Victims of Defective Products Arnold & Itkin obtained a record settlement for individuals harmed by defective, dangerous products. The result exemplifies our commitment to clients and justice for those seriously injured by the conduct of others.
  • $105 Million Record Settlement for Dangerous Product Victims Arnold & Itkin’s legal team helped represent those harmed by dangerous products. We were successful in recovering a $105 million settlement.
  • $97 Million Massive Settlement Secured for Refinery Workers Arnold & Itkin is proud to share that after months of preparation for trial, our firm was able to secure a huge settlement for clients who were injured in a refinery fire. Find out more now.
See All Results

Coming here to Arnold & Itkin puts a very high standard that I would hold up. They were always able to answer any questions, available any time that we needed. The outcome that they got is great.

Rhonda Wife of Work Accident Victim

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