Fire & Smoke Damage After a Wildfire
After your property has been devastated by fire and smoke damage, the last thing you want to wrestle with is your insurance company. Unfortunately, insurers will sometimes make claims process harder than it needs to be because they know this kind of damage is going to cost them a lot of money. Fire damage can either be partial or it may have completely destroyed your home. Obviously, the severity of damages should determine the extent of your claim.
It is important for you to document as much as you can after your home suffers fire and smoke damage.
Insurance companies will be hard-pressed to fight against the evidence. Remember not to sign any forms unless you fully understand them. When fire and smoke damage your home during a wildfire, the damage might take more work to fix than you think. A remediation team will likely have to come in and professionally assess the damage.
Different Types of Smoke Damage
Smoke damage seems like it may not be as severe as fire damage, therefore giving insurance companies a reason to put off payment. The truth about smoke damage is that it can actually cost a significant amount to remediate. The longer smoke damage sits without being taken care of, the worse the damage gets. If your insurance company is dragging their feet in payment to you, then you don't have to sit back without a defense.
Fires cause all different types of smoke damage, such as:
- Wet Smoke
- Dry Smoke
- Protein-Based Smoke
- Fuel Oil Soot
Each are different and must be taken care of differently. Odors need to be removed and surfaces need to be cleaned and sanitized. This can even call for complete removal of wall and floor paneling in some instances.
You Can Get the Coverage You Deserve!
At Arnold & Itkin, we are passionate about fighting for your rights. We understand the amount of frustration and anguish you are likely facing after your property has been damaged by a wildfire. The recent Texas wildfires are an extremely good example of what insurance companies shouldn't do. Many companies stalled their payment to their policy holders after fire insurance claims, forcing them to pay for some of the fire and smoke damages out of pocket. If this happened to you then you can get help. If you are facing property damage because of a recent wildfire then you want to get it fixed so that you can get your life back to normal as soon as possible. Our firm can help you fight for the financial support that you need and deserve.