Louisiana Wind Damage Lawyers
Our Louisiana Wind Damage Claim Attorneys Are Ready to Help You
When your house or business is damaged by strong winds, it’s reasonable to expect that the insurance company you’ve paid for years will repair it. Since wind damage is obvious, it’s hard to imagine an insurer doing anything but quickly covering your losses as it’s supposed to do. Unfortunately, this doesn’t always happen as we’d expect.
While it might seem like a straightforward situation to most, insurance companies often look at wind damage as an opportunity to cut losses and pay as little as possible to claimants. They send endless adjusters to look at damage, offer small amounts of compensation after a considerable delay, or will even outright deny a claim that they shouldn't. Doing any of these three things is profitable to an insurance company, and no one should have to put up with them. If this situation sounds familiar, it’s time to call our Louisiana wind damage lawyers.
Finding out how we’ll work to keep your insurance company accountable is confidential and free when you call us at (888) 493-1629. A member of our Louisiana wind damage claim law firm is standing by to help you right now.
What to Do After Wind Damage in Louisiana
With the state’s hurricanes gaining strength and frequency over the years, making sure you have the right coverage for wind damage is important. According to the Louisiana Department of Insurance (LDI), those who’ve had property damage caused by wind should contact their insurer as soon as possible after a disaster. Importantly, many policies require property owners to protect their property from further damage after a wind-related incident. So, a person might need to make temporary repairs or coverings until their insurance company can assess the situation. Importantly, the steps a person takes during this time might be reimbursable under a policy.
The LDI also encourages the following actions after wind damage occurs:
- Take pictures or video of the wind damage, your home, and any contents it destroyed.
- Make sure you have your insurance company has the correct contact information, especially if you’ve had to evacuate from your home.
- Try to separate your damaged property from undamaged property to help speed the assessment process along.
Louisiana Wind Damage FAQ
Does My Insurance Policy Cover Wind Damage to Property Surrounding my Home?
The answer to this question depends on your insurance policy. Often, home insurance only covers damage to a home and the items inside of it. In some instances, a policy will also cover sheds, garages, and other detached structures. If your car was damaged by the wind, you’ll need to use comprehensive coverage from your car insurance.
What If My Insurance Company Is Taking Too Long to Handle My Claim?
Investigating damage after a storm takes time, and many insurance companies use this to their advantage. If your company is delaying or denying a valid claim, they might be using bad faith practices to frustrate you into accepting less than you’re entitled to receive. If this is happening, call Arnold & Itkin LLP today. Having help from our attorneys will show your insurance company that its delay or deny tactics won’t be tolerated during your claim.
What If Wind Caused Water Damage to My Home?
Many people don’t realize that their wind insurance claim can involve damage caused by water. While homeowners insurance doesn’t cover flooding, it does cover damages caused by other types of water damage. Often, wind damages a home enough to drive rain into it, making water damage caused by wind something that should be compensated under many home insurance policies. If your insurer is falsely claiming that your home’s water damage is from flooding, call Arnold & Itkin LLP today for help.
Call Our Louisiana Wind Damage Insurance Claim for the Help You Deserve
Most people can’t afford to fix the damage caused by wind without help—that’s why they spend years paying premiums. When disaster strikes, they expect their insurance company to be there for them. When an insurer dodges responsibility by delaying or denying a claim, a person might feel like their entire life has been placed on hold. At Arnold & Itkin, our mission is to level the playing field. Our Louisiana wind insurance lawyers are ready to step in and let your insurance company know that it’s usual tactics won’t be acceptable during your claim. We’ll investigate your claim, demand reasonable compensation, and fight to hold your insurer accountable. If you’re sick of the red tape used by your insurance company, it’s time to call a team that’s ready to cut through it.
Call Arnold & Itkin LLP today for a free consultation with our Louisiana wind damage lawyers. We’re ready to listen to your situation and help you take the next steps at (888) 493-1629.