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Louisiana Insurance Claims

Don't Let the Insurance Company Take Advantage of You

Louisiana Insurance Claim Attorneys

Baton Rouge Lawyers Seeking the Coverage Your Insurance Provider Owes You

The reason you make monthly insurance payments is to protect your family and yourself in the event of a natural disaster or accident at the fault of another party that significantly debilitates you. When these events occur, you could be powerless to the financial burdens suddenly placed upon you. Our insurance policies are in place to get us back on our feet as soon as possible, yet in some cases, they will refuse to pay out on their policy for a wrongful discrepancy. When this occurs, you will need a driven legal team with past successes against large corporations.

Insurance companies, whether they offer life protection, medical coverage, or damage to your home or business, are powerful entities that will push back against your claim. Arnold & Itkin has demanded record-setting compensation. When you work with us, you will receive the same level of dedication and perseverance.

Contact our Louisiana insurance lawyers today for experienced, caring counsel.

Representing You in Any Area of Insurance Claims

Insurance companies, unfortunately, are good at trying to avoid payouts by using tactics such as undervaluing your claim, denying the damage done, or even purposefully delaying the payout of your claim, leaving you anticipating a disbursement that is never going to come.

Our Louisiana insurance lawyers help with insurance claims involving:

Fortunately, you can employ our legal help for your Louisiana insurance dispute regardless of the type of claim it is. Getting assistance from an insurance lawyer can help you if you've had a claim wrongfully denied or if you think your insurance provider is utilizing bad faith practices—a word that describes any time an insurer is failing to fulfill their duties to customers.

Our insurance claim attorneys have had success and are familiar with the following:

  • First Party Insurance Claims
    An unexpected accident or disaster where you are entitled to financial reimbursement from your insurance company.
  • Business Insurance Claims
    The policy business owners' maintain if a natural disaster causes significant damage to their business. Providers often try to avoid paying out for disasters, as the devastation is so widespread and costly.
  • Residential Property Claims
    These policies are supposed to cover damage to your home, depending on location and coverage options chosen in your policy.
  • Bad Faith Insurance Claims
    These legal items refer to unfair tactics on behalf of the insurance provider. Insurance companies must not misrepresent facts or fail to provide a proper explanation for denial of coverage, for example.

Louisiana Insurance Claim FAQ

How Do Insurance Companies Try to avoid paying claims?

Some insurance companies use various strategies to try to avoid high payouts. They may unnecessarily delay a claim, asking for additional (and unnecessary) information or documentation, fail to return calls, or leave you waiting to get answers to your coverage questions. They may offer unfairly low settlements before you’ve had a chance to actually consider the full impact that your injuries or losses have had, or before you’ve talked to an attorney. They may retroactively cancel your policy or deny your claim outright by saying your losses are not covered. Insurance policies are full of tiny print and legalese, but this does not excuse companies from acting in good faith when handling your claim. Avoid the many immoral practices used by providers to take advantage of people like you—involve an experienced Louisiana insurance claim lawyer as soon as you can.

What legal rights do I have as an insurance policyholder in Louisiana?

As a policyholder or claimant, you have the right to be treated in a fair manner by the insurance provider. Insurance companies have a legal duty to act in good faith when investigating, managing, and paying claims. They cannot actively try to find reasons to deny a valid claim and cannot treat you unfairly through the process, taking advantage of your lack of in-depth knowledge of insurance claims.

Unfortunately, some Louisiana insurance companies violate their obligation to act in good faith. When they do, policyholders and claimants have the right to file suit. A bad faith lawsuit can help a wronged policyholder or claimant recover the full and fair value of their claim, plus additional damages.

The insurance adjuster offered me a settlement. Shouldn’t I just accept it?

Dealing with an insurance claim is not easy. The time after an accident, injury, or natural disaster will be difficult to navigate, and getting a settlement offer may seem like a blessing when you need it most. Even if the settlement seems reasonable, you should take a moment to make sure it’s truly in your best interests before you sign anything or deposit a check. Insurance companies are notorious for undervaluing claims. Instead of accepting the first settlement offer, involve an attorney who can review your policy, your claim, and the offer. There could be losses or expenses you haven’t considered yet, or additional coverage that you don’t know about. A competent lawyer can make sure the offer is reasonable. If it’s not, he or she can start negotiations to seek a fair and complete settlement—or take your case to court to be resolved by a judge.

Protecting Home & Business Owners Across Louisiana. Call (888) 493-1629!

As an owner of an establishment, either commercial or residential, and a regular, on time payer of your monthly insurance premium, we at Arnold & Itkin know that you have a right to the insurance coverage your provider promises you and that you have paid for. It is becoming a trend for insurance providers not to pay out to small business owner and homeowners simply to protect their bottom line.

There does not need to be a particular aspect of your claim that insurance companies use to deny your payout; you just may be one of the unlucky ones. Insurance providers will often do this knowing that most will not hire legal help to pursue the coverage. This is where our team comes in. Arnold & Itkin LLP is the dynamic, fast-acting, and successful law firm that insurance companies do not see coming.

If you are in Louisiana and are having trouble with your insurance claim, contact our offices today at (888) 493-1629. We expose unethical and illegal practices by insurance providers, helping people and businesses recoup their losses.

Case Results

Check Out Our Victories

  • $8 Billion Top 3 Largest Jury Verdict in U.S. History Arnold & Itkin LLP tried a Risperdal case against Johnson & Johnson for failing to warn about one of the drug’s most damaging side effects: gynecomastia. Our skill, hard work, and dedication resulted in the third-largest jury verdict ever obtained ...
  • $357 Million Largest Workplace Accident Settlement in Texas history Arnold & Itkin LLP secured a massive nine-figure settlement against a transnational corporation for a workplace incident. The settlement set a Texas record for being the largest personal injury settlement in the state’s history.
  • $222 Million Record-Breaking Verdict for Widow Our firm won $222 million for a woman who lost her husband in an industrial accident caused by a faulty valve. We took the case to trial because the at-fault company refused to take responsibility. The jury saw through the corporate lies and double ...
  • $205 Million Confidential Settlement Obtained for Numerous Clients Arnold & Itkin reached a record $205,000,000 settlement on behalf of clients after several years of hard-fought litigation. The case settled just before trial was set to begin.
  • $171 Million One of the Largest Confidential Settlements in History Arnold & Itkin worked over the course of several years to represent clients in a case that many other law firms turned down. In the end, we were able to obtain a record-setting confidential settlement of $171 million.
  • $117 Million Largest Single-Event Personal Injury Verdict in Louisiana History Arnold & Itkin represented a pregnant woman who experienced stomach pain and called Acadian Ambulance. The driver of the ambulance drove the ambulance into the back of a sugar cane truck causing the plaintiff's spine to be severed at T4 and for her ...
  • $116 Million Confidential Settlement Arnold & Itkin LLP negotiated a massive nine figure settlement on behalf of their clients after several years of hard fought litigation.
  • $110 Million Record Settlement Achieved for Victims of Defective Products Arnold & Itkin obtained a record settlement for individuals harmed by defective, dangerous products. The result exemplifies our commitment to clients and justice for those seriously injured by the conduct of others.
  • $105 Million Record Settlement for Dangerous Product Victims Arnold & Itkin’s legal team helped represent those harmed by dangerous products. We were successful in recovering a $105 million settlement.
  • $97 Million Massive Settlement Secured for Refinery Workers Arnold & Itkin is proud to share that after months of preparation for trial, our firm was able to secure a huge settlement for clients who were injured in a refinery fire. Find out more now.
See All Results
“He took charge, he took the lead, and I felt comfortable with that because when we were in mediation, he always spoke what I told him. We had already spoken about it so he was my voice.”
Terrie El Faro Widow

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