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Insurance Denial Lawyers

Denied Claim? Call Our Insurance Denial Attorneys in Baton Rouge.

Louisiana Insurance Denial Attorneys

Our Insurance Claim Denial Lawyers Serve Louisiana & the Entire U.S.

Insurance claims can be frustrating for people trying to get compensation after an injury. Whether you are trying to recover from a motor vehicle accident or are making a work injury claim, dealing with resistant insurance companies takes significant time, money, and effort. The insurance companies we trust with our monthly payments are, at their core, businesses. Their chief goal is to serve you while spending as little as possible; this has led to insurance companies resorting to delays or outright denials of valid claims to preserve their bottom line.

When you are communicating with an insurance company, it is crucial that you know how they do business. Insurance companies utilize tactics designed to exhaust claimants and excuse them from paying you the maximum amount of compensation. By knowing the steps of the claims process, you can fortify your knowledge and make it more likely that you'll get the best possible results. To increase your chances of success, find a Louisiana insurance claim lawyer as soon as possible. At Arnold & Itkin LLP, we've won billions of dollars in verdicts and settlements because we stand up to huge companies on behalf of regular plaintiffs. And we win.

If you are struggling with getting your insurance company to honor your claim, our Louisiana insurance denial attorneys are ready to help. Dial (888) 493-1629 for your free consultation!

The Steps of an Insurance Claim

Step One: The Initial Settlement

After a claim is filed, an insurance company will likely make an initial compensation offer. Many people find themselves surprised when an insurance company quickly offers them payment after filing a claim. This is by design and benefits the insurer. By offering an immediate payout, insurers are hoping a claimant will immediately accept it because they need the money. Early offers are usually much smaller than they should be, and claimants are no longer able to pursue further claims once the initial settlement is accepted.

Additionally, adjusters may use stalling tactics to frustrate claimants. Often, there is only a legal obligation to respond to messages and no actual requirement to pay settlements quickly. Insurers can put off actually paying a claim for months or years simply by requesting the same paperwork over and over, switching adjusters on your claim, or conducting endless investigations. Insurance companies hope that your desperation leads to the acceptance of a low offer that saves them money. They know that you need money as soon as possible and aim to use your situation against you.

Step Two: Demand Letter & Negotiations

When an insurance company sends a low initial settlement, it is time to send a demand letter. Doing this shows your intent to pursue more than the company has offered and forces the other party to respond. In a demand letter, it is important to outline the reasons you are demanding more. Evidence such as medical costs, the cost of replacing or repairing damaged property, or the amount of lost income are all relevant to share in the letter. A demand letter should provide a clear and concise set of reasons that can be used in court if the insurance company denies your claim.

At this point, it is wise to have an attorney assisting you with your demands. By enlisting the assistance of someone who is familiar with the law and with insurance tactics, you'll be able to counter the insurance company's tactics (and likely get a better result). Additionally, using a lawyer shows the insurance company that they are facing someone who will not accept their tactics of delay and denial.

Step Three: Litigation

If an insurer chooses to deny your claim after receiving your demand letter, it is time to go to court. At this point, you absolutely need a lawyer. If you have a Louisiana insurance claim denial lawyer already, they should be prepared to go to court for you using the facts laid out in your demand letter. However, companies often settle before litigation begins as they know they frequently do not want claims to get to court. Trials take time and are costly for insurance companies, and in many cases juries will side with claimants. When a final settlement is reached, the claimant is required to sign a release of claims. At this point, all parties are stating that the situation is resolved, and no further legal action may be taken on the part of either side. This agreement makes it important to have an experienced lawyer who will maximize your compensation before any releases are signed.

When Should You Hire a Lawyer for Your Claim?

During the claims process, it can be daunting to hire a lawyer. Bringing in legal help may feel like you are adding complications to a process that you hope ends quickly. However, a lawyer will help you speed up the process by pressuring the company to pay what is fair. You may need a Louisiana insurance denial lawyer if:

  • The insurance company is not returning your call
  • Your claim has been denied outright
  • You are not receiving a fair settlement
  • Your demand letter has been denied
  • The company is not investigating your claim

The Louisiana insurance denial lawyers at Arnold & Itkin are ready to assist you. Our firm has fought for our clients against the nation's largest insurers, often in some of the largest or deadliest accidents in recent history. We've helped our clients receive compensation for their hospitalization costs, long-term care, lost income, pain and suffering, and other hardships, giving them a second chance at life. Our results show how effective we are at taking insurance companies to court—our settlements and verdicts total in the billions of dollars.

Don’t let insurance companies use their power to push you around, only to deny your claim. Contact our Louisiana insurance denial lawyers today at (888) 493-1629.

Case Results

Check Out Our Victories

  • $8 Billion Top 3 Largest Jury Verdict in U.S. History Arnold & Itkin tried a case against Johnson & Johnson for failing to warn about a drug’s most damaging side effects: gynecomastia. Our skill, hard work, and dedication resulted in the third-largest jury verdict ever obtained for an individual ...
  • $357 Million Largest Workplace Accident Settlement in Texas history Arnold & Itkin LLP secured a massive nine-figure settlement against a transnational corporation for a workplace incident. The settlement set a Texas record for being the largest personal injury settlement in the state’s history.
  • $222 Million Record-Breaking Verdict for Widow Our firm won $222 million for a woman who lost her husband in an industrial accident caused by a faulty valve. We took the case to trial because the at-fault company refused to take responsibility. The jury saw through the corporate lies and double ...
  • $205 Million Confidential Settlement Obtained for Numerous Clients Arnold & Itkin reached a record $205,000,000 settlement on behalf of clients after several years of hard-fought litigation. The case settled just before trial was set to begin.
  • $193 Million Settlement Won for Victims of Pipeline Explosion Offshore injury lawyers at Arnold & Itkin fought for two workers who were injured in a pipeline explosion at sea, one of whom passed away. Our relentless investigation and advocacy resulted in a nine-figure settlement that will provide for our ...
  • $171 Million One of the Largest Confidential Settlements in History Arnold & Itkin worked over the course of several years to represent clients in a case that many other law firms turned down. In the end, we were able to obtain a record-setting confidential settlement.
  • $139 Million Massive Settlement Achieved for Victims of an Oilfield Incident Arnold & Itkin LLP negotiated a huge $139,000,000 settlement for injured families affected by an oilfield incident in the eastern United States, settling one week before trial.
  • $125 Million Settlement Won for Widow of Dredge Worker Offshore lawyers at Arnold & Itkin LLP won a nine-figure settlement for a woman who lost her husband in a pipeline explosion. By pushing the case toward trial, our firm pressured the defendant into settling with our client, allowing her to rebuild ...
  • $117 Million Largest Single-Event Personal Injury Verdict in Louisiana History Arnold & Itkin represented a pregnant woman who experienced stomach pain and called Acadian Ambulance. The driver of the ambulance drove the ambulance into the back of a sugar cane truck causing the plaintiff's spine to be severed at T4 and for her ...
  • $116 Million Confidential Settlement Arnold & Itkin LLP negotiated a massive nine figure settlement on behalf of their clients after several years of hard fought litigation.
See All Results

Arnold & Itkin is the best for your case if you're injured by a work injury. They’ll fight for you. They’re fighting against, you know, a billion dollar company. They did, I felt, anything and everything they could possibly do to get out of it. They just kept shutting them down.

Shawn Workplace Explosion Victim

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