Business has been booming in Texas and corporations and citizens are flocking to the state to take advantage of the opportunities. The growth in population has meant a boom for the construction industry too. New residential housing and business projects have made the demand for construction workers rise. Currently, there are over one million construction workers working in Texas.
While the growth has been good for local economies, it has also increased the number of injuries that occur on construction sites. Construction work is some of the most dangerous work in the nation. Each day construction workers are faced with a number of hazards that could lead to serious injury or death if they are not following proper safety protocols.
Report Shows Dangers Of Construction Work
A report released by the Workers Defense Project revealed just how dangerous construction work really is.
Below are some alarming facts contained within the report:
- 1 in 5 construction workers reported suffering an on-the-job injury
- Over 60% of construction workers do not receive adequate safety training
- There is only 1 OSHA investigator for every 103,899 construction workers
- The Texas construction industry has a higher fatality rate than any other state
Legal Options Available to Injured Construction Workers
In the state of Texas, if a construction worker is injured on the job, there are two separate avenues available for compensation.
Texas employers have the option to subscribe to the state’s workers’ compensation program. If you were injured on a construction site and your employers subscribes to workers’ comp, you can file a workers’ compensation claim to receive medical benefits and compensation for lost wages while you are out of work.
Workers’ compensation should cover any injury that was suffered at work. You do not have to show that the employer was liable for the injury in any way. However, the downside is that workers’ comp payments are capped. That means that many workers are only compensated for a fraction of the true cost of the injuries. What is not covered by workers’ compensation must be paid out-of-pocket or by a private insurance company if you have a separate health insurance plan.
Filing a Lawsuit
While employers have the option to subscribe to workers’ compensation, they are not required to in the state of Texas. Many employers choose to purchase insurance on the private market. If you are injured on a construction site and your employer is privately ensured, you do not have the option of filing a workers’ compensation claim. You can negotiate with your employer individually, but the vast majority of the time you will need to file a lawsuit in order to receive fair compensation for your injuries. With a lawsuit, there is no cap on the amount of compensation you can receive.
Consulting with Our Construction Injury Attorneys
If you have been injured on a construction site, it is in your best interests to consult with an experienced construction injury attorney as soon as possible. An attorney can help you navigate the complexities of the workers’ compensation program or file a personal injury lawsuit on your behalf to help you recover full compensation for your injuries. Arnold & Itkin offers free consultation to injured construction workers in Texas and throughout the country to help them determine their best legal options. Call our construction injury attorneys today to learn how we can help you.