Hurricane Harvey Claims

Hurricane Claims Attorneys Helping Home & Business Owners Rebuild Their Lives

When Hurricane Harvey hit the Houston area and destroyed South Texas towns with 130+ mph winds, our firm jumped in to help families and the people of Texas. We then prepared ourselves for an what would happen next: thousands of delayed and denied insurance claims. Our recovery is under threat from the nation's insurance industry—we want to make sure you get your life back.

Contact Hurricane Harvey Lawyers Today!

Hurricane Harvey
Insurance Claim Attorneys

Hurricane Lawyers helping people of Houston and South Texas

When Hurricane Harvey made landfall in late August, hardly anyone predicted the scale of disaster we were facing. It dumped 27 trillion gallons of water on Texas, leaving multiple dams to flood. In Rockport, Port Aransas, and other coastal towns, the 130+ mph winds ripped homes off of the foundation and left barely any structures standing.

Days after the storm had peaked and subsided, people who had never been flooded found their homes filled with water. Agencies like the U.S. Army Corps of Engineers and the San Jacinto River Authority purposefully flooded communities downriver from Addicks, Barker, and Lake Conroe without warning, forcing families to leave their homes behind with their possessions unprotected. Sadly, for South Texas this was only the start of our troubles.

Learn more on our site dedicated to Hurricane Harvey.
Hurricane Harvey Site.

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If your home or business was damaged by Hurricane Harvey, our firm is committed to helping you recover. Call us at (888) 493-1629 for a free review of your legal and financial options. We have filed thousands of claims against insurers, helping our clients secure billions in life-changing relief. Let us know how we can help you.

One of the most effective law firms

In United States History

  • Billions Obtained in Verdicts & Settlements
  • Expert Adjusters & Damage Assessors on Our Team
  • Thousands of Successful Claims Filed Against Insurers
  • Winners of Some of the Largest Results in the Nation
  • You Don't Pay Us Unless We Win Your Case
  • The Best Lawyers in America
  • Top 50 Verdicts
  • The National Trial Lawyers: Top 100 Trial Lawyers
  • The National Trial Lawyers: Top 40 Under 40
  • Million Dollar Advocates Forum
  • Multi-Million Dollar Advocates Forum
  • Inner Circle of Advocates
  • Super Lawyers Rising Stars
  • The National Law Journal: Elite Trial Lawyers
  • Newsweek Best Personal Injury Attorneys 2016
  • Houston Business Journal 40 Under 40

Hoarding Profits by

Delaying Your Recovery

After every major disaster in recent history, insurance companies have come under fire for delaying claims unnecessarily or denying valid claims. This isn't a result of incompetence or a taxing workload. This is their business model at work. In the mid-1990s, insurers discovered they could pad their quarterly earnings if they paid less than people deserved. So, settlement offers were shrunk by 30 percent or more while adjusters were trained to deny claims as often as possible. The approach worked: insurance companies now have the widest profit margin in the industry's history.

If your claim isn't moving quickly (or you were given an insultingly-low offer), Arnold & Itkin knows the tactics your insurer is using on you. More importantly, we know how to fight back and get the recovery you deserve for your losses.

Holding Our Local Officials

Accountable for Negligence

Insurers aren't the only parties to blame for the damage left behind by Hurricane Harvey.

Flood management officials in Houston, Conroe, and the region are responsible for ensuring that the flow of water through the basins of the greater Houston area cause as little damage as possible. Cities are responsible for ensuring that their residents are well-informed about the risks their communities are facing. Officials failed us on both counts during Hurricane Harvey.

For decades, engineers knew a storm like Harvey was possible and predicted the damage such a storm would do without rebuilding infrastructure. In the 1990s, dire reports were ignored by city higher-ups, and the current flood control measures became outdated. Inaccurate FEMA maps meant homeowners and business owners were never told they needed flood insurance, which left thousands without relief when they need it most.

Insurance Claims | Get Help

Have Questions About

Your Hurricane Harvey Claim?
  • What Are My Rights Regarding an Insurance Policy?

    Legally, every policyholder is entitled to specific things provided by your insurer. You are entitled to a timely and thorough investigation of your claim, and you are entitled to a good-faith payment for valid claims. You're also entitled to receive payment reasonably quickly and to know why a claim was denied if it was. Most importantly, if you believe that your claim was wrongfully denied or is being handled with deceptive or unlawful tactics, you have the right to sue the insurance company for what you need.

  • Why Is My Claim Being Delayed?

    In the mid-1990s, insurance companies adopted a business model called the McKinsey model. This new approach to insurance used computers to automatically offer settlements up to 30 percent smaller than what a claimant was entitled to. If clients accepted the low-ball offer, they would quickly receive a check. However, if a policyholder pushed back on the offer, the system would push the case to the bottom of a waitlist. The system was designed to put pressure on homeowners and businesses to accept low offers or risk getting no relief for months on end. This approach has earned billions of dollars for major insurance providers (built on the backs of underpaying policyholders).

  • Isn't It Illegal to Delay My Insurance Claim?

    The short answer is yes, it is absolutely illegal. However, insurance companies found a loophole: the law stipulates that they must act on a claim within a certain window of time (usually two to four weeks). However, "acting on your claim" is too broad a phrase. Residents and businesses are reporting that insurance companies are tying up their claim in endless and redundant investigations in order to avoid paying out the claim. Some people have spent months waiting while adjuster after adjuster inspected the same damage over and over; meanwhile, these people are left without a livable home or operating business. For as long as you're not threatening legal action, insurance companies feel free to tie up your claim for months (even years).

  • Why Was My Claim Denied?

    If your claim was denied in spite of being obviously valid, then the insurance company is playing games with you. They're betting that you're more likely to give up on your claim than you are to file a civil claim in court. Statistically, they're right; most people give up on seeking relief rather than get help from a lawyer. However, we urge you to fight back on your recovery. The only way insurance companies are going to change their behavior is if we hold them accountable to it. More importantly, the only way you'll be able to fully recover from Hurricane Harvey and secure a financially stable future is if you fight for your claim.

Helping Houston & South Texas

Get Back On Its Feet

Delayed claims aren't just an inconvenience. People are facing a years-long battle with their insurance companies to secure the right to survive. Four out of five families in the U.S. can't handle a setback larger than $2,000 for a 30-day period. Business owners, workers, and homeowners are facing six-figure and seven-figure losses from Harvey. The future of South Texas is at stake.

Our attorneys are committed to helping our clients recover:

  • Business interruption costs

  • Living expenses
  • House repair/rebuilding costs
  • Business repair/rebuilding costs
  • Losses from totaled vehicles
  • Household appliance costs

Insurance companies want to slow down our community's recovery. Arnold & Itkin won't let that happen.

Recent Review

5 / 5 Stars

"Arnold & Itkin was great to me—to my family. They'll just get through the good and bad times. They were just on it. They work together as a team better than anybody I've ever been around. Knowing that I was being able to be taken care of by them, it was the best feeling in the world. Huge weight off my shoulders. Anything we needed, they didn't hesitate. It wasn't a fight to try to get something accomplished. It was pretty amazing, to see them take it on—go up against the big dogs. They're very good at what they do, and they prove that they're going to fight for you. They're going to continue to fight for you until they win, and they've proved that time and time again."


Fighting Insurers in Courts & Boardrooms

We Are a Law Firm That Gets Results
  • $205 Million

    Arnold & Itkin reached a record $205,000,000 settlement on behalf of clients after several years of hard-fought litigation. The case settled just before trial was set to begin.

  • $171 Million

    Arnold & Itkin worked over the course of several years to represent clients in a case that many other law firms turned down. In the end, we were able to obtain a record-setting confidential settlement of $171 million.

  • $117 Million

    Arnold & Itkin represented a pregnant woman who experienced stomach pain and called Acadian Ambulance. The driver of the ambulance drove the ambulance into the back of a sugar cane truck causing the plaintiff's spine to be severed at T4 and for her to sustain serious brain injuries. We succeeded in obtaining a $117 million verdict for the mother, as well as her two daughters.

  • $116 Million

    Arnold & Itkin LLP negotiated a massive nine figure settlement on behalf of their clients after several years of hard fought litigation.

  • $110 Million

    Arnold & Itkin obtained a record settlement for individuals harmed by defective, dangerous products. The result exemplifies our commitment to clients and justice for those seriously injured by the conduct of others.

Check Out Our Victories

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