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Insurance Claim FAQ

What's the Difference Between Tropical Storm & Hurricane Damage?

Our Attorneys Explain How This May Affect Your Insurance Claim

Generally speaking, it will not make a difference whether your home or business was damaged in a tropical storm or a hurricane. On a practical level, the damage can be the same regardless of what type of storm it is. Although a hurricane produces more intense wind and flooding, a building can still be subjected to significant damage in a tropical storm, including wind, rain, storm surge, mud, mold, and debris.

Every insurance policy is unique, so if you're concerned about what types of damage are covered, it's important that you do not hesitate to speak with your insurance agent or broker.

A hurricane is a type of tropical cyclone that brings with it thunderstorms and high winds. Hurricanes and tropical storms are both types of tropical cyclones. The difference is in the intensity. A hurricane is the most intense type of tropical cyclone with sustained winds of 74 mph or higher. Sometimes, damage caused by hurricanes is not covered by traditional homeowners' insurance policies.

Especially living in the Gulf Coast, you understand how important it is to have coverage for hurricanes and tropical storms. In most cases, you should be covered by your insurance in the event of a tropical storm or a hurricane, but sometimes insurance agencies withhold payments that rightfully belong to policyholders.

Insurance companies should honor the full value of claims. When they fail to do so, Arnold & Itkin is ready to step in to level the playing field. Call us now at (888) 493-1629 to learn more about how we can help you.

Case Results

Check Out Our Victories

  • $8 Billion Top 3 Largest Jury Verdict in U.S. History Arnold & Itkin LLP tried a Risperdal case against Johnson & Johnson for failing to warn about one of the drug’s most damaging side effects: gynecomastia. Our skill, hard work, and dedication resulted in the third-largest jury verdict ever obtained ...
  • $357 Million Largest Workplace Accident Settlement in Texas history Arnold & Itkin LLP secured a massive nine-figure settlement against a transnational corporation for a workplace incident. The settlement set a Texas record for being the largest personal injury settlement in the state’s history.
  • $222 Million Record-Breaking Verdict for Widow Our firm won $222 million for a woman who lost her husband in an industrial accident caused by a faulty valve. We took the case to trial because the at-fault company refused to take responsibility. The jury saw through the corporate lies and double ...
  • $205 Million Confidential Settlement Obtained for Numerous Clients Arnold & Itkin reached a record $205,000,000 settlement on behalf of clients after several years of hard-fought litigation. The case settled just before trial was set to begin.
  • $171 Million One of the Largest Confidential Settlements in History Arnold & Itkin worked over the course of several years to represent clients in a case that many other law firms turned down. In the end, we were able to obtain a record-setting confidential settlement of $171 million.
  • $117 Million Largest Single-Event Personal Injury Verdict in Louisiana History Arnold & Itkin represented a pregnant woman who experienced stomach pain and called Acadian Ambulance. The driver of the ambulance drove the ambulance into the back of a sugar cane truck causing the plaintiff's spine to be severed at T4 and for her ...
  • $116 Million Confidential Settlement Arnold & Itkin LLP negotiated a massive nine figure settlement on behalf of their clients after several years of hard fought litigation.
  • $110 Million Record Settlement Achieved for Victims of Defective Products Arnold & Itkin obtained a record settlement for individuals harmed by defective, dangerous products. The result exemplifies our commitment to clients and justice for those seriously injured by the conduct of others.
  • $105 Million Record Settlement for Dangerous Product Victims Arnold & Itkin’s legal team helped represent those harmed by dangerous products. We were successful in recovering a $105 million settlement.
  • $97 Million Massive Settlement Secured for Refinery Workers Arnold & Itkin is proud to share that after months of preparation for trial, our firm was able to secure a huge settlement for clients who were injured in a refinery fire. Find out more now.
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“They were just so understanding and they got it. They got that we lost our child, they got that no one else probably loved our child like we loved our child, and they understood that. They said ‘We’re going to look at this and do everything we can to try to get your family some kind of justice.’”
Larry Client

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