What's the Difference Between Tropical Storm & Hurricane Damage?
Our Attorneys Explain How This May Affect Your Insurance Claim
Generally speaking, it will not make a difference whether your home or business was damaged in a tropical storm or a hurricane. On a practical level, the damage can be the same regardless of what type of storm it is. Although a hurricane produces more intense wind and flooding, a building can still be subjected to significant damage in a tropical storm, including wind, rain, storm surge, mud, mold, and debris.
Every insurance policy is unique, so if you're concerned about what types of damage are covered, it's important that you do not hesitate to speak with your insurance agent or broker.
A hurricane is a type of tropical cyclone that brings with it thunderstorms and high winds. Hurricanes and tropical storms are both types of tropical cyclones. The difference is in the intensity. A hurricane is the most intense type of tropical cyclone with sustained winds of 74 mph or higher. Sometimes, damage caused by hurricanes is not covered by traditional homeowners' insurance policies.
Especially living in the Gulf Coast, you understand how important it is to have coverage for hurricanes and tropical storms. In most cases, you should be covered by your insurance in the event of a tropical storm or a hurricane, but sometimes insurance agencies withhold payments that rightfully belong to policyholders.
Insurance companies should honor the full value of claims. When they fail to do so, Arnold & Itkin is ready to step in to level the playing field. Call us now at (888) 493-1629 to learn more about how we can help you.
