Prudential Financial, Inc. Disability Policy Underwriters

Disability Policies at Prudential Financial, Inc.

Our Insurance Lawyers Can Give You the Help You Need

Disability insurance protects the next-most important concern after a person’s health—their income. For many people, especially families, a severe injury can threaten their way of life by reducing how much a person is able to earn. Disability insurance provides a monthly check that makes up for any income lost as a result of injury.

One of the 10 leading insurance companies offering disability benefits is Prudential Financial, Inc. Their underwriters offer short-term and long-term insurance packages provided to groups and employers. Short-term often includes benefits for three to six months, while long-term benefits range from six months to two years.

When it was created in 1875, Prudential Financial was one of the first insurance companies to offer policies specifically to industrial workers and the newly-forming "middle class." Their first policies offered only burial expenses, a testament to the ever-present danger of industrial work in the late 19th century. Only a decade later, Prudential had sold one million policies in the New Jersey, New York, and Pennysylvania areas.

Recently, Prudential was sued by the bereaved families of fallen soldiers for not paying life insurance benefits. Rather than provide full payouts, the company would place benefits into a Prudential corporate account, called a "retained asset account." When families would ask for the full amount, they would often face delays, if they received anything at all. The suit was eventually settled for $40 million to avoid litigation.

If you are being kept from benefits that are rightfully yours by Prudential Financial, Inc., contact the insurance claim attorneys at Arnold & Itkin LLP.

Having Difficulty Receiving Your Disability Benefits?

Disability insurance is crucial for individuals and families, but unfortunately, getting the benefits you are entitled to can be a challenge. Underwriters, or those who write your policy, are hired to manage risk and protect their assets. They will sometimes add exclusions to your agreement, shorten the time that benefits will apply, or even lessen the outright amount of benefits. However, insurance companies are required by law to act in good faith.

Practically, this makes it illegal for your insurance company to:

  • Delay payment for any reason
  • Pay less than the agreed-upon amount
  • Withhold payment without providing a legal justification

All that is assuming you are accepted for disability insurance in the first place. If you are accepted, many contracts include the right to cancel coverage within 2 years of signing. Such a significant time window offers an unjust way of refusing coverage to someone who rightly deserves it. In cases of unfair contracts, you may still have legal recourse.

Arnold & Itkin Resolves Insurance Claims

If any of the above difficulties are keeping you from receiving disability payments, call our firm at (888) 493-1629. Insurance companies should be trustworthy. Our insurance lawyers have the experience to hold them accountable to their actions. We have won billions for injured clients, creating settlements and verdicts in the millions of dollars for wronged clients. If any part of your policy was violated, reach out to our firm.

Believe you may have a claim? Fill out our online form so we can give you a free case evaluation.

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Don't Settle For Anything Less Than You Deserve

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