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Guardian Life Insurance

Our Attorneys Fight Unfair Practices in Disability Insurance Claims

Guardian Life Insurance Co. of America

Legal Protection for Victims of Disability Policy Fraud

As more people live from paycheck to paycheck, many Americans’ worst fear is losing the steady income that they do have due to injury or illness. As a precaution against losing income to disabilities, many people buy disability insurance policies. These policies replace or supplement your income when you are unable to work. However, insurance companies sometimes do not provide the benefits that their policies offer.

Guardian Life Insurance Company of America is a company that has faced controversy in the past for not fulfilling their policy agreements. This is known as insurance bad faith.

If you have been mistreated by the disability policy underwriters at Guardian Life, contact Arnold & Itkin today.

Background Information on Guardian Life Insurance

Guardian initially began as Germania, an insurance company that covered the German immigrants coming to America in the 1860s. It was established in 1860 in Manhattan but has grown to have home offices in Wisconsin, Pennsylvania, Washington, and Massachusetts. It was also the first U.S. insurance company to spread to Europe.

Through a merger in 2001, Guardian Life Insurance offers disability insurance to individuals and businesses in addition to its dental and life insurance services. However, Guardian has faced dozens of consumer complaints about their poor practices. In 2009, the company came under fire for canceling the plan of a boy who required 24-hour care for muscular dystrophy. They did not offer a care plan that would be an appropriate replacement for his care. Unfortunately, the family lost when they took Guardian Life Insurance to trial, although a law was passed in honor of the boy's contentious legal battle. He was eventually provided the medical care that he needed.

Guardian Life Insurance Claim FAQ

Why Do companies like Guardian Life Insurance wrongly deny valid claims?

Insurance companies make money when they receive premium payments from their policyholders, not when they pay out large amounts of money to claimants. They may see it in their best interests to proceed with caution when investigating and paying claims, and it is the policyholders who end up paying the price. Unnecessary delays, retroactively canceling policies, denying valid claims, and offering unfair claim payouts are all ways that an insurance company like Guardian may put profits over policyholders.

How do I know if Guardian Life Insurance has acted in bad faith?

If you filed a disability claim with Guardian Life Insurance and are having trouble getting the money you need, it’s possible that you’re being mistreated, or your claim is being mishandled. To prove this, your attorney will need to investigate the situation and find out if the company is acting in bad faith by failing to uphold the terms of your policy. Because we have a considerable amount of experience with disability claim denials and appeals, we at Arnold & Itkin can effectively determine whether unethical or illegal conduct is afoot. We can protect your right to fair benefits and can hold Guardian accountable.

What Should I Do If I'm Having an Issue Recovering Disability Income Benefits?

Policyholders have the right to trust their insurance companies will fulfill the promises in their policies. Disability income is particularly crucial because it offers a financial safety net. If your insurance company is not acting in good faith, you have the right to seek legal representation.

If you are dealing with any of the following at Guardian Life Insurance, contact our firm:

Trust Proven Results—Call Our Firm at (888) 493-1629

Arnold & Itkin has the experience and skill to take on big insurance companies. We have years of experience protecting the rights of our clients, and our results demonstrate our skill. We have recovered billions for our clients in verdicts and settlements. At our firm, we have more trial experience than most lawyers have in their entire careers. Our legal team knows how to handle litigation against large insurance providers, and when we are involved, companies know that we are prepared for trial. If you are facing a legal battle, you need trial-tested representation.

When the stakes are high, we are the relentless attorneys you need. Contact us for a free case evaluation.

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  • $8 Billion Top 3 Largest Jury Verdict in U.S. History Arnold & Itkin LLP tried a Risperdal case against Johnson & Johnson for failing to warn about one of the drug’s most damaging side effects: gynecomastia. Our skill, hard work, and dedication resulted in the third-largest jury verdict ever obtained ...
  • $357 Million Largest Workplace Accident Settlement in Texas history Arnold & Itkin LLP secured a massive nine-figure settlement against a transnational corporation for a workplace incident. The settlement set a Texas record for being the largest personal injury settlement in the state’s history.
  • $205 Million Confidential Settlement Obtained for Numerous Clients Arnold & Itkin reached a record $205,000,000 settlement on behalf of clients after several years of hard-fought litigation. The case settled just before trial was set to begin.
  • $171 Million One of the Largest Confidential Settlements in History Arnold & Itkin worked over the course of several years to represent clients in a case that many other law firms turned down. In the end, we were able to obtain a record-setting confidential settlement of $171 million.
  • $117 Million Largest Single-Event Personal Injury Verdict in Louisiana History Arnold & Itkin represented a pregnant woman who experienced stomach pain and called Acadian Ambulance. The driver of the ambulance drove the ambulance into the back of a sugar cane truck causing the plaintiff's spine to be severed at T4 and for her ...
  • $116 Million Confidential Settlement Arnold & Itkin LLP negotiated a massive nine figure settlement on behalf of their clients after several years of hard fought litigation.
  • $110 Million Record Settlement Achieved for Victims of Defective Products Arnold & Itkin obtained a record settlement for individuals harmed by defective, dangerous products. The result exemplifies our commitment to clients and justice for those seriously injured by the conduct of others.
  • $105 Million Record Settlement for Dangerous Product Victims Arnold & Itkin’s legal team helped represent those harmed by dangerous products. We were successful in recovering a $105 million settlement.
  • $97 Million Massive Settlement Secured for Refinery Workers Arnold & Itkin is proud to share that after months of preparation for trial, our firm was able to secure a huge settlement for clients who were injured in a refinery fire. Find out more now.
  • $92.7 Million Record Settlement for Burn Injury Victim Arnold & Itkin LLP secured a substantial settlement for a man who suffered severe burns in an accident at his job. The settlement set a new record statewide for workers with similar injuries.
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