Guardian Life Insurance Co. of America
Legal Protection for Victims of Disability Policy Fraud
As more people live from paycheck to paycheck, many Americans’ worst fear is losing the steady income that they do have due to injury or illness. As a precaution against losing income to disabilities, many people buy disability insurance policies. These policies replace or supplement your income when you are unable to work. However, insurance companies sometimes do not provide the benefits that their policies offer.
Guardian Life Insurance Company of America is a company that has faced controversy in the past for not fulfilling their policy agreements. This is known as insurance bad faith.
Background Information on Guardian Life Insurance
Guardian initially began as Germania, an insurance company that covered the German immigrants coming to America in the 1860s. It was established in 1860 in Manhattan but has grown to have home offices in Wisconsin, Pennsylvania, Washington, and Massachusetts. It was also the first U.S. insurance company to spread to Europe. Through a merger in 2001, Guardian Life Insurance offers disability insurance to individuals and businesses in addition to its dental and life insurance services. However, Guardian has faced dozens of consumer complaints about their poor practices. In 2009, the company came under fire for canceling the plan of a boy who required 24-hour care for muscular dystrophy. They did not offer a care plan that would be an appropriate replacement for his care. Unfortunately, the family lost when they took Guardian Life Insurance to trial, although a law was passed in honor of the boy's contentious legal battle. He was eventually provided the medical care that he needed.
Having an Issue Recovering Your Disability Income Benefits?
Policyholders have the right to trust their insurance companies will fulfill the promises in their policies. Disability income is particularly crucial because it offers a financial safety net. If your insurance company is not acting in good faith, you have the right to seek legal representation.
If you are dealing with any of the following at Guardian Life Insurance, contact our firm:
- Refusal to pay or denial of claim
- Unreasonable delays in payments
- Underpayment of your benefit amounts
- Violations of your contract without reason
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Arnold & Itkin has the experience and skill to take on big insurance companies. We have years of experience protecting the rights of our clients, and our results demonstrate our skill. We have recovered billions for our clients in verdicts and settlements. At our firm, we have more trial experience than most lawyers have in their entire careers. Our legal team knows how to handle litigation against large insurance providers, and when we are involved, companies know that we are prepared for trial. If you are facing a legal battle, you need trial-tested representation.
When the stakes are high, we are the relentless attorneys you need. Contact us for a free case evaluation.