Texas Fire Damage Attorneys
Houston Lawyers Helping with Fire & Smoke Damage Insurance Claims
After fire and smoke damaged your property, the last thing you want to do is wrestle with your insurance company. Unfortunately, insurers will sometimes make the claims process more difficult than it needs to be because they know this kind of damage is going to cost a lot of money.
If you’re currently dealing with the aftermath of a fire, we know it can be difficult to know where to turn. You may not know who is there to help you, what steps you should take first, and how you can protect your best interests. It can be a confusing, frustrating experience. That’s why we encourage you to contact us immediately.
At Arnold & Itkin LLP, we have helped homeowners throughout Texas and nationwide after dealing with catastrophic losses from a fire. Regardless of whether something in your own home sparked the fire or if your home was a casualty in a wildfire, you can trust in our law firm to be there for you when we’re needed most. By reaching out, you can receive a 100% free, confidential consultation. It is a chance for you to tell us your story and explain what happened to your family. Once our Texas fire insurance lawyers have all the details, we can walk you through all of your legal options—discussing what you can do next and how you can recover from tragedy.
To take the first step in the recovery process, all you need to do is call (888) 493-1629 or fill out our online form!
Understanding the Damage Caused by Fire & Smoke
Fire damage can either be partial or complete. Obviously, the severity of damages should determine the extent of your claim. When fire and smoke damage your home during a wildfire, the damage might take more work to fix than you think. A remediation team will likely have to come in and professionally assess the damage. Remember not to sign any forms unless you fully understand them and document as much as you can after your home sustains fire and smoke damage. Insurance companies will be hard-pressed to fight against the evidence.
Smoke damage seems like it may not be as severe as fire damage, therefore giving insurance companies a reason to put off payment. The truth about smoke damage is that it can cost a significant amount to remediate. The longer smoke damage sits without being taken care of, the worse the damage gets. If your insurance company is dragging their feet in payment to you, then you do not have to sit back without a defense.
Fires cause all different types of smoke damage, such as the following:
- Wet smoke
- Dry smoke
- Protein-based smoke
- Fuel oil soot
Each is different and must be taken care of differently. Odors need to be removed, and surfaces need to be cleaned and sanitized. You need to make sure that you are properly compensated by your insurance company so that you can pay for these expenses. Our team of Houston fire and smoke damage insurance attorneys are here to help you hold them accountable so you can properly recover. Call now!
Fire Damage Claim FAQ
I filed my claim for fire damage, and now the insurance company is asking for all sorts of information. Do I have to comply?
If the insurance company is asking for information that’s relevant to your claim, you should provide as much as you can. If you feel like you’re being given the runaround or are being asked for personal or financial information that should have no bearing on your claim, however, it’s possible that they’re trying to delay or undervalue your claim. Talk to your attorney about what you’re experiencing, and you can find out if you should continue to comply with their requests.
Nothing is happening with my fire damage claim because the cause of the fire is under investigation. What can I do?
If the cause of the fire that damaged your property is under investigation, you may feel more like a suspect than a victim who has experienced a devastating loss. What’s more, the claims process will be at a standstill until the cause is determined. This can be a difficult time. Instead of losing hope, work with a firm that knows how to deal with fire damage investigations and insurance claims. At Arnold & Itkin, we can step forward and protect your interests during the investigation, in filing your claim, and even in disputing a denial or low settlement offer. We have the tools and experience to maximize your coverage.
My insurance company paid to have my property restored after a fire, but I’m not satisfied with the results. Can I do something about this?
Fire, smoke, and firefighting efforts can cause considerable damage to a structure and all of the property inside. If your insurance company paid to have your belongings and home restored after a fire, but you still smell smoke or feel that repairs and remediation were inadequate in any way, you may be entitled to additional compensation. The insurance company is obligated to restore your property to the condition it was in prior to the fire, in a consistent and uniform fashion. They can’t replace damaged flooring with mismatched materials. You can’t be expected to live with shoddy repairs. Talk to your lawyer about reopening your claim and getting your home restored properly.
Learn more about fire, smoke, and explosion damage from the Texas Department of Insurance.
Call Our Texas Fire Insurance Lawyers at (888) 493-1629
At Arnold & Itkin, we are passionate about fighting for your rights. We understand the amount of frustration and anguish you are likely facing after a fire has damaged your property. The recent Texas wildfires are an excellent example of what insurance companies should not do.
Many companies stalled their payment to their policyholders after wildfire insurance claims, forcing them to pay for some of the fire and smoke damages out of pocket.
If this happened to you, then you can get help. If you are facing property damage because of a fire, you want to get it fixed so you can get your life back to normal as soon as possible. Our Texas fire and smoke damage insurance claim law firm can help you fight for the financial support that you need and deserve. Call today!
Call (888) 493-1629 to schedule a free case review with a Houston fire insurance attorney from our Texas law firm.