History of Texas Hurricanes Understand Your Options for Hurricane Insurance

History of Texas Hurricanes

As far back as the turn of the 20th century, people have been recording hurricanes. Tropical cyclones frequently pass through the state because of its location on the Gulf Coast. The Gulf is so prone to tropical storms because of the warm climate. Probably the most notable storms from the early part of the 20th century are the 1900 and 1915 Galveston Hurricanes. In 1915, this Category 4 hurricane combined with the hurricane that hit the same area just fifteen years earlier killed an estimated 12,000 people. The city of Galveston was only in its fledgling stages at the time of this incident, and the surge easily covered the entire town in water. Thousands of homes were destroyed.

Hurricanes take no notice of what lies in their path. Depending on the severity of their force, they can do a great deal of damage and even wipe out entire towns. Maybe your home or business was damaged by a recent hurricane. If it was, you likely looked to your insurance provider for coverage. Thankfully, there are now ways for people to be compensated for the damage that is done by hurricanes; however, this does not always happen as it should. If your property sustained any kind of damage because of a hurricane or tropical storm and you are being denied part or all of the policy benefits that you have been paying for, then don't hesitate to get in touch with someone from our firm.

If you're looking for legal help with a Hurricane Harvey claim, call (888) 493-1629 today.

Recent Hurricanes in the State of Texas

A hurricane is just one type of tropical weather event. It is differentiated from a disturbance, tropical depression, and a tropical storm. Winds have to reach 74 mph or greater in order for the storm to be classified as a hurricane.

Hurricanes then go on to be classified by category.

  • Category 1: 74 to 95 mph
  • Category 2: 96 to 110 mph
  • Category 3: 111 to 130 mph
  • Category 4: 131 to 155 mph
  • Category 5: 156+ mph

If you have lived in Texas for any length of time, you are no stranger to the recent hurricanes that have rattled the region. As there are different categories of hurricanes and various types of tropical storms, they all cause different damage. Any kind of damage that a hurricane causes to your property is damage that you likely need coverage for. Texas' history is filled with hurricanes, but some recent ones are worth noting.

Hurricane Harvey

Designated by authorities as a “500-year-storm,” Hurricane Harvey made landfall on August 25, 2017. Areas all over the Gulf Coast were affected, but no areas were as devastated as Houston. All told, Hurricane Harvey dumped 33 trillion gallons of water in the United States over six days. Harris County alone received 1 trillion gallons in four days of rain, enough to keep Niagara Falls flowing for two weeks. Experts estimate that Harvey caused roughly $180 billion of damage, damaged over 200,000 homes and businesses, and killed as many as 50 people.

For more information about Hurricane Harvey, visit the following blogs:

Hurricane Alex

In 2010, Category 2 Hurricane Alex brought heavy rain and wind to South Texas. Because of the heavy hurricane season in 2008, most residents were seriously prepared for another disaster of this magnitude. This led to damages being minimal, but not non-existent. Since Hurricane Alex, Texas has seen storms such as Hermine, Tropical Depression Two and Tropical Storm Don. While none of these were as serious as the hurricanes that hit Texas and the Gulf Coast in 2008, all hurricanes and tropical storms cause at least some damage to residents of the affected area.

Hurricanes Edouard, Gustav & Ike

In the latter half of the 2008 hurricane season, Texas experienced three hurricanes that took place in August and early September. Tropical Storm Edouard hit Port Arthur with not quite enough intensity to be classified as a hurricane, but it still caused sufficient damage. Hurricane Gustav hit Eastern Texas and also crossed over into Louisiana. It also heavily hit Jamaica and surrounding territories. It peaked at Category 4 intensity and ended up causing a total of $6.6 billion in damages, although damage in the U.S. was about $4.3 billion of that total. Hurricane Ike struck Galveston on September 13, 2008 as a Category 2. In Texas alone, the damage was more than $30 billion.

Hurricane Dolly

In July 2008, Hurricane Dolly struck Southern Texas and peaked at Category 2. This tropical cyclone was the first of that years' hurricane season. It started near Cancun and Guatemala before moving to the Gulf of Mexico. When it landed in South Padre Island, Texas it was back to a Category 1. Many Texans lost power during the storm and suffered water damage from the 16 inches of rainfall. This particular hurricane caused just over $1 billion in damages.

Hurricane Humberto

This 2007 hurricane only reached Category 1 but still caused $50 million in damages. This hurricane struck High Island, Texas at about 90 mph before it began to weaken and then move to Georgia. Although winds were high, but not incredibly extreme, the rainfall caused minor flooding in the area. The highest precipitation was measured at 14.13 inches. Those who lived in Jefferson County, Chambers County and Orange County were affected.

Hurricane Rita

In September 2005, the Gulf Coast was hit with the fourth-most intense Atlantic hurricane ever recorded. This was Hurricane Rita and was the most intense tropical cyclone ever to be recorded in that region. This particular hurricane reached Category 5 status at its worse point. This storm caused a total $12 billion in damages and that number could have been much higher if the storm directly struck Houston. This kind of disaster would have disabled more than 25 percent of the United States' oil and fuel production. To put this hurricane in perspective, it was coming just three weeks after Hurricane Katrina wiped out many Gulf towns, primarily in Louisiana. Although Hurricane Katrina did not directly hit Texas, the state did feel the effects. As many as 220,000 hurricane evacuees relocated to Texas.

Seeking Experienced Legal Help After a Hurricane

Arnold & Itkin is dedicated to the rights of policy holders in Texas. If you own a business, home, condo, or any other type of property damaged because of a hurricane or tropical storm in the area that you live in then you can call our firm to ensure that you get the coverage you deserve. As a policy holder, you have faithfully paid monthly premiums so that in the event of a disaster like this, you could be covered. If your insurance company is holding out on you we want to help.

Get in touch with Arnold & Itkin for more information on how we can fight for you.

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