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Water & Flood Damage

Is Your Insurance Company Keeping Their Promises? We fight to make sure they do.

Texas Water & Flood Damage Insurance Claims

Recovering & Rebuilding After Sudden Disaster

Water damage is devastating. After a home or a business suffers a flood or other type of water damage, they’ll be forced to pay for extensive repairs. The structure of the building may be compromised by the water, or the water may seep into cracks in the building and create mold. The base of the structure may have been made unstable by the moisture, not to mention the valuables and furniture destroyed.

When disaster strikes, insurance companies readjust their policies in order to make it more difficult for people to get what they’ve been promised. We’d be bitterly surprised if we understood how little coverage our water damage policy would actually get us. In our most desperate circumstances, insurance companies use poor documentation and unfair adjustment policies to downplay the need for relief.

At Arnold & Itkin, we hold insurance companies to their promises. After extensive water damage, your property could need new flooring, new walls, and mold removal—all of which are costly. To increase the odds of getting all of your damages covered, call our firm.

Water & Flood Damage Insurance Claim FAQ

What’s The Difference Between Water & Flood Damage, & What Does It Have To Do With My Insurance Claim?

Generally speaking, a standard water damage claim involves damage to a residential or commercial property that was caused by water—not a natural disaster like a flood. A plumbing issue, leak, or rain could cause serious damage that would be covered by your insurance policy. Flood damage, however, would need to be covered by the National Flood Insurance Program. Understanding the difference can help you find out whether your damage is covered and what you can do to get your property restored.

I’m Having Trouble Getting My Water/Flood Damage Claim Paid. What Can I Do?

If you filed an insurance claim for flood damage or any type of water damage, you may not immediately think of hiring an attorney. If you’re experiencing constant delays or feel like you’re getting the runaround, however, you could be dealing with bad faith practices by the insurance company. The same may apply if your claim was denied outright or you were offered a settlement that doesn’t even begin to cover the full extent of damage to your home or business. In the face of delays, denials, or lowball settlement offers, you can turn to our team at Arnold & Itkin for experienced insight. We offer a free initial consultation to see how we can help.

What Is My Flood or Water Damage Claim Worth?

The value of your claim will depend on the extent of damage and what your insurance policy covers. By carefully reviewing your policy, we can determine what should be covered and can pursue the full extent of compensation to which you’re entitled. If you’ve been subjected to bad faith practices by your insurance provider, we may be able to recover the full value of your claim, plus additional damages. The goal will be to return your property and financial situation to where they were before the flood or water damage.

Protect Yourself & Your Home

Keep in mind that very few commercial property insurance policies (and no home insurance policies) cover flooding. For homeowners, flooding is only covered under the National Flood Insurance Program. Remember, however, that not all water damage is from flooding, even when a flood hits your neighborhood. Distinguishing flood damage from water damage is part of what we do.

Additionally, you need to get a copy of your insurance policies today and become familiar with your water damage and flood coverage. If you have taken pains as a property owner to make sure that you have the necessary coverage in the event of a flood, but your insurance company is delaying or minimizing your payout, our team can put a stop to that. Our firm can root out any bad faith practices committed by your insurer, helping you claim every cent you need to rebuild. It's how we've helped thousands of others in your position.

No matter the damage caused by a flood or water after a hurricane, it is important to call a Texas insurance claim attorney as soon as possible. While most property damage policies exclude flood damage, you may be able to recover financial relief due to water damage with our help.

Call (888) 493-1629 or contact Arnold & Itkin online to hear about your options and how we can fight for the financial relief you need.

Case Results

Check Out Our Victories

  • $8 Billion Top 3 Largest Jury Verdict in U.S. History Arnold & Itkin LLP tried a Risperdal case against Johnson & Johnson for failing to warn about one of the drug’s most damaging side effects: gynecomastia. Our skill, hard work, and dedication resulted in the third-largest jury verdict ever obtained ...
  • $357 Million Largest Workplace Accident Settlement in Texas history Arnold & Itkin LLP secured a massive nine-figure settlement against a transnational corporation for a workplace incident. The settlement set a Texas record for being the largest personal injury settlement in the state’s history.
  • $205 Million Confidential Settlement Obtained for Numerous Clients Arnold & Itkin reached a record $205,000,000 settlement on behalf of clients after several years of hard-fought litigation. The case settled just before trial was set to begin.
  • $171 Million One of the Largest Confidential Settlements in History Arnold & Itkin worked over the course of several years to represent clients in a case that many other law firms turned down. In the end, we were able to obtain a record-setting confidential settlement of $171 million.
  • $117 Million Largest Single-Event Personal Injury Verdict in Louisiana History Arnold & Itkin represented a pregnant woman who experienced stomach pain and called Acadian Ambulance. The driver of the ambulance drove the ambulance into the back of a sugar cane truck causing the plaintiff's spine to be severed at T4 and for her ...
  • $116 Million Confidential Settlement Arnold & Itkin LLP negotiated a massive nine figure settlement on behalf of their clients after several years of hard fought litigation.
  • $110 Million Record Settlement Achieved for Victims of Defective Products Arnold & Itkin obtained a record settlement for individuals harmed by defective, dangerous products. The result exemplifies our commitment to clients and justice for those seriously injured by the conduct of others.
  • $105 Million Record Settlement for Dangerous Product Victims Arnold & Itkin’s legal team helped represent those harmed by dangerous products. We were successful in recovering a $105 million settlement.
  • $97 Million Massive Settlement Secured for Refinery Workers Arnold & Itkin is proud to share that after months of preparation for trial, our firm was able to secure a huge settlement for clients who were injured in a refinery fire. Find out more now.
  • $92.7 Million Record Settlement for Burn Injury Victim Arnold & Itkin LLP secured a substantial settlement for a man who suffered severe burns in an accident at his job. The settlement set a new record statewide for workers with similar injuries.
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“If I knew somebody who was hurt or injured, I would definitely recommend Arnold & Itkin. They just have a lot of integrity. They did what they said they were going to do—things didn’t work one way, they would find a way to make things work. They were always there for us.”
Joel Work Accident Victim

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