Texas Water & Flood Damage Insurance Claims
Recovering & Rebuilding After Sudden Disaster
Water damage is devastating. After a home or a business suffers a flood or other type of water damage, they’ll be forced to pay for extensive repairs. The structure of the building may be compromised by the water, or the water may seep into cracks in the building and create mold. The base of the structure may have been made unstable by the moisture, not to mention the valuables and furniture destroyed.
When disaster strikes, insurance companies readjust their policies in order to make it more difficult for people to get what they’ve been promised. We’d be bitterly surprised if we understood how little coverage our water damage policy would actually get us. In our most desperate circumstances, insurance companies use poor documentation and unfair adjustment policies to downplay the need for relief.
At Arnold & Itkin, we hold insurance companies to their promises. After extensive water damage, your property could need new flooring, new walls, and mold removal—all of which are costly. To increase the odds of getting all of your damages covered, call our firm.
Protect Yourself & Your Home
Keep in mind that very few commercial property insurance policies (and no home insurance policies) cover flooding. For homeowners, flooding is only covered under the National Flood Insurance Program. Remember, however, that not all water damage is from flooding, even when a flood hits your neighborhood. Distinguishing flood damage from water damage is part of what we do.
Additionally, you need to get a copy of your insurance policies todayand become familiar with your water damage and flood coverage. If you have taken pains as a property owner to make sure that you have the necessary coverage in the event of a flood, but your insurance company is delaying or minimizing your payout, our team can put a stop to that. Our firm can root out any bad faith practices committed by your insurer, helping you claim every cent you need to rebuild. It's how we've helped thousands of others in your position.
No matter the damage caused by a flood or water after a hurricane, it is important to call a Texas insurance claim attorney as soon as possible. While most property damage policies exclude flood damage, you may be able to recover financial relief due to water damage with our help.