Owning fire insurance in California has been a requirement for California homeowners for decades. In any season, California homes are at risk for wildfire damage or destruction. In October of this year, Napa and Sonoma County homeowners faced acres of destroyed land, thousands of burned homes, with tens of thousands of affected lives. Since then, the blazes have been extinguished and families have begun to rebuild, but the battle for insurance claims have just begun.
For numerous individuals and families, the wildfires that ripped through wine country were the beginning of a disaster that left them nothing but the clothes on their back; for some families, the wildfires have taken a toll that can never be reversed. At Arnold & Itkin, these fires have personally affected a number of our staff, as Jason Itkin and his wife, Kisha, own and run a winery themselves in the heart of Napa Valley.
We know the damage done by the wildfires, we know California families who have been affected, and we would like to help you rebuild. We're here to help.
Will My Insurance Claim Cover Everything That I Lost to the Fire?
The answer to that question is dependent on numerous factors such as what type of insurance policy you have; how much coverage is provided by your policy; how much documentation you provide in your claim; how extensive your property damage was; and how you classify your property. These are just a few of the factors that affect your claim. If any these factors confuse you, you should immediately call for a free consultation.
Is Anyone Being Held Liable for These Fires?
At this point in time, no party or organization has been held responsible for the starting of these fires. However, that does not mean that no one will ever be held liable. Currently, there are ongoing investigations to ensure that the proper parties, potentially PG&E, are held fully accountable for the severe devastation that they have caused the Napa and Sonoma regions.
If My Business Was Lost, Can I Make a Claim for Lost Profit?
Business interruption claims typically cover operational costs and lost revenue during the recovery process. However, without excellent legal representation, commercial business owners can expect a difficult legal battle to determine the total costs of business interruption. Factors in a business interruption claim include the amount of time a business is down, the amount of potential profit that has been lost to the fire, the total cost of running the business, and the extent of the business’ physical losses. If you have lost your business to the California fires, you will need legal counsel to help you with your claim. Call now for a free case evaluation.
How Much Do Your Services Cost?
We cannot begin to understand the extent of your hardship, but we do understand the battle you might face in a court of law. The last thing we want you to worry about is the cost of our services. This is why our firm uses a contingency fee agreement, which means that you only pay if you receive compensation as a result of our services. We trust in our ability to win, which is why we front all of your case-related expenses and don’t send you a bill every month. If we do win, our payment will come from a percentage of the recovery amount—not out of your pocket.
Arnold & Itkin’s goal at this time is to partner with families who are worried that their Northern California insurance claims will be undercut by their insurer. Our wildfire attorneys have years of insurance claim experience. Based our extensive history of insurance claim recovery, we know insurers will try to undercut their contracts. Insurers use a number of underhanded tactics that will force families to agree to insurance payments that are half of what they deserve.
If you are facing incredible pressure with your wildfire insurance claim, you should contact Arnold & Itkin immediately. Insurance companies are scared of attorneys like us. Your wildfire insurance claim deserves a firm that has secured over a billion dollars for our clients in the last year alone.
Stop the games, and get the compensation that you deserve. Call (888) 493-1629 for a free case evaluation. You never pay unless we win.
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