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Texas Truck Insurance Requirements

When a car collides with a commercial truck, the passengers of the smaller vehicle are more likely than the truck’s passengers to suffer serious injuries. An accident of this nature may leave individuals and families with high medical and rehabilitation costs. These expenses may exhaust the coverage of your insurance policy and leave you in financial distress. Fortunately, there may be multiple sources of compensation available. With the help of an 18-wheeler accident lawyer, you may be able to turn to several insurance companies for benefits to cover the costs of your injuries.

Our Houston truck accident attorneys from Arnold & Itkin can help you understand your legal options following a truck accident. Call our award-winning firm at (888) 493-1629 now.

Commercial Auto Insurance Requirements in Texas

In Texas, the minimum liability insurance coverage is defined under §601.072 of the Transportation Code.

The minimum amount of insurance coverage allowed under the law as follows:

  • $30,000 for bodily injury or death of one person
  • $60,000 for bodily injury or death of two or more persons
  • $25,000 for property damage

This is the very basic amount allowed and is known as “30 / 60 / 25 coverage.” All trucking companies have a duty under §502.046 to be able to demonstrate financial responsibility for their vehicles. This can either be done through the documents described under §601.053—such as a motor vehicle liability insurance policy, an insurance binder, or a surety bond certificate, to name a few options—or through a liability self-insurance. It also must comply with all requirements that are spelled out in §1952.052, as well as §§2301.051 to 2301.055.

Filing an Insurance Claim Following a Trucking Accident

It takes an experienced legal mind to identify sources of compensation and then pursue those claims effectively. In some cases, victims may have claims against four or more different insurance companies. Without legal counsel, you may file for the wrong type of claim or miss out on potential monetary damages available to you. Why risk it? With the right lawyer on your side, you can be confident you are positioned to pursue full damages. At Arnold & Itkin, we are prepared to fight aggressively for you. We can ensure you recover the maximum compensation available from all sources, and we can help you navigate through the complexity of insurance claims in order to ensure that you pursue all options for insurance compensation. You deserve the best possible representation at this time. Our truck accident attorneys understand how to fight for you.

Common Costs Victims Face After a Trucking Accident

You may be facing a variety of costs and expenses after your accident, including:

  • Medical / hospitalization bills
  • Cost of wages missed while recovering
  • Loss of future wages
  • Cost of rehabilitation / therapy
  • Out of pocket expenses such as housekeeping or home modifications
  • Property damage, including damage to your vehicle

Call Arnold & Itkin for Your Free Consult. Houston Truck Accident Lawyers Serving Clients Nationwide.

You deserve to know all of the avenues available to you for remuneration. The sooner you reach out, the better your chances of a positive outcome. Our legal team has the resources and know-how necessary to handle complex insurance issues, including those involving third-party claims. It may be that a company has produced defective truck equipment, shown employer negligence in hiring, or demonstrated other forms of negligence. Our team is prepared to work tirelessly to identify who is responsible for the damages caused by your trucking accident.

For more information or a free case review, please call Arnold & Itkin today at (888) 493-1629.

Case Results

Check Out Our Victories

  • $12Million Massive Settlement Obtained for Truck Driver Arnold & Itkin is proud to announce that our firm has secured a $12 million settlement on behalf a truck driver who was crushed by his own cargo—which then led directly to a stroke. The driver, who was 56 years old at the time, now requires costly around-the-clock care to carry out basic tasks. The defendants argued that the stroke was his fault—but Cory Itkin was able to counter their arguments enough to compel them to settle. Our client has received everything he needs for a stable future.
  • $10Million Settlement Won for Family Against Negligent Trucking Company Attorneys Kurt Arnold, Caj Boatright, and Ces Tavares represented a family who had lost their father in a tragic 18-wheeler accident. He was driving home when a trucker made a dangerous maneuver and caused a massive collision. The trucking company ultimately settled for $10 million.
  • $10Million Settlement Obtained for Family Affected by Fatal Vehicle Accident Our firm represented the family of two people who were killed after their vehicle was hit by an 18-wheeler running a red light. We were successful in reaching an eight figure settlement on their behalf.
  • $3.2Million Settlement Reached for Injured Husband & Wife Attorney Cory Itkin represented a husband and wife who were injured after being hit by two semi-trucks. The wife sustained back injures while the husband was knocked unconscious; he needed several surgeries. Our firm was successful in reaching a settlement of $3.2 million for the couple.
  • $2.1Million Settlement Obtained for Truck Accident Victim Arnold & Itkin LLP secured a multimillion-dollar settlement for a man who suffered severe neck and back injuries in a truck accident. Our firm aggressively pursued the case until the defendant settled with our client days before trial.
  • $2Million Large Settlement Obtained for Grieving Family Arnold & Itkin is proud to have secured a massive settlement for a family who lost their loved one due to the negligence and reckless action of a commercial vehicle driver. Our work will allow our clients to live in financial stability while they grieve and heal from this tragedy.
  • $1.6Million Large Settlement Reached for Victim of Severe Truck Accident Truck accident attorneys at Arnold & Itkin secured a sizable settlement for a client who was rear-ended by an 18-wheeler on the highway. Her injuries required multiple surgeries, but the defendants refused to take responsibility. Her $1.6 million settlement will get her the medical care and financial support she needs.
  • $1.5Million Big Rig Accident Victim Received Jury Verdict Arnold & Itkin LLP obtained a $1.5 million verdict on behalf of a client who suffered a torn meniscus when he was bumped by a tractor trailer. We are especially pleased with this result because the defendants accepted no responsibility for the injury and only offered to settle for $5000.
  • $1.5Million Jury Verdict Ruled in Favor of Longshoreman Arnold & Itkin obtained a $1.55 million verdict on behalf of a client who was seriously injured when a yard mule driver collided with the pickup truck in which he was standing. The defendants only offered to settle for $35,000 while denying the existence of an injury at all.
  • $1.49Million Settlement for Man Struck by a Truck Our firm helped represent a client who was severely injured after he was struck by a truck. We helped recover $1.49 million on his behalf.
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“What I feel is that he never considered me as a number, never looked at me as a number. He looked at me as a person, as an individual who needs help, who needs guidance.” - Mildred Solar Cortes